Analyst, Credit Risk Analytics

Corpay • Atlanta, GA

1d • Hybrid

About The Position

Corpay is seeking an Analyst, Credit Risk Analytics to join the Account Management team within US Risk. This team focuses on optimizing the performance of our existing customer portfolio (~100,000+ accounts) by identifying growth opportunities, managing risk, and improving customer retention. In this technical role, you will work with large and complex datasets to generate insights that drive key business decisions—such as credit line increases, risk mitigation strategies, and customer engagement initiatives. Your work will directly impact Corpay’s credit exposure across thousands of customers while contributing to continuous optimization of portfolio profitability (P&L). This role emphasizes practical, high-impact analysis and fast iteration, with a focus on delivering meaningful business outcomes. You will work with large transactional and performance datasets using SQL, Python, and/or R to build analyses and decision frameworks that support strategy development. This position is based in Atlanta (Buckhead office) with an in-office expectation of approximately 4 days per week.

Requirements

• Bachelor’s degree in a quantitative field
• 1–3 years of experience with SQL (academic or professional)
• 1–3 years of experience with Python or R (including ability to generate, read, and validate code)
• Proficiency in Excel and PowerPoint
• Experience with data visualization tools (e.g., Tableau or similar)
• Strong communication skills with the ability to present insights clearly and effectively

Nice To Haves

• Experience working with large datasets
• Exposure to financial services, credit risk, or lending analytics
• Experience with tools such as Alteryx
• Master’s degree in a quantitative field

Responsibilities

• Analyzing customer behavior (spend, transactions, delinquency, write-offs) to identify trends, risks, and opportunities. Translate findings into actionable insights that inform portfolio strategies and optimize risk-reward tradeoffs.
• Managing and maintaining large-scale datasets in SQL and support portfolio reporting through dashboards and presentations. Deliver regular, insight-driven reporting on key metrics such as spend, utilization, delinquency, and losses.
• Monitoring and evaluating the effectiveness of account management strategies using A/B testing, sensitivity analysis, and impact sizing. Track post-implementation performance (e.g., spend, retention, losses) and communicate key outcomes and recommendations.
• Supporting the design and execution of account management strategies (e.g., credit line increases, risk tightening) aimed at improving portfolio performance, mitigating risk, and driving revenue growth.

Benefits

• Medical, Dental & Vision benefits available the 1st month after hire
• Automatic enrollment into our 401k plan (subject to eligibility requirements)
• Virtual fitness classes offered company-wide
• Robust PTO offerings including major holidays, vacation, sick, personal, & volunteer time
• Employee discounts with major providers (i.e. wireless, gym, car rental, etc.)
• Philanthropic support with both local and national organizations
• Fun culture with company-wide contests and prizes

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level