AML & Virtual Asset Compliance Analyst (12 Month Term)

Bow Valley Credit Union•Calgary, AB

12d•Onsite

About The Position

Bow Valley Credit Union is seeking a practical and detail-oriented compliance professional for a 12-month term supporting AML/ATF, FINTRAC, high-risk member, Money Services Business (MSB) and cryptocurrency-related compliance activities. This role is ideal for a hands-on AML and compliance practitioner who can manage day-to-day monitoring, support high-risk onboarding and reviews, maintain procedures and forms, assist with training and contribute to clear compliance communications across the organization. Working closely with the Director, Compliance and the broader compliance team, the successful candidate will help ensure BVCU’s compliance program remains well documented, operationally effective, and aligned with regulatory expectations.

Requirements

Degree or diploma in Business, Finance, Compliance, or related field.
3–5 years of compliance or risk management experience in financial services; experience with MSB or crypto/virtual assets strongly preferred.
Strong knowledge of FINTRAC and PCMLTFA guidelines, and other AML/CTF frameworks
Strong ethical judgment and integrity
Attention to detail and accuracy
Regulatory and risk awareness
Collaboration and teamwork
Adaptability to changing regulations and technologies
Proven computer skills including Office 365, comfort with cloud-based platforms; DNA is an asset
Able to work in a fast-paced and dynamic environment with confidential information
Must be bondable and have legal authorization to work in Canada on a full-time basis for anyone other than current employer

Nice To Haves

CAMS, CFCS, or equivalent compliance certification is an asset
Analytical skills with the ability to identify risks and recommend controls
Strong communication and interpersonal skills with the ability to balance regulatory requirements and member service

Responsibilities

Monitor MSB and crypto-related member accounts to ensure adherence to FINTRAC, CUDGC, and other applicable regulations
Conduct enhanced due diligence and risk assessments for high-risk accounts
Ensure policies, procedures, and controls for MSB and crypto compliance are up to date with evolving regulatory requirements
Review and file required regulatory reports (e.g., suspicious transaction reports, virtual currency transaction reports)
Responsible for FINTRACT Suspicious Transaction Reports (STRs), including the detailed itemization of each transaction associated with the suspicion, ensuring full compliance with the FINTRAC AML regulations and internal reporting procedures
Open Business Accounts for MSBs
Support the development and ongoing management of BVCU’s risk appetite for MSB and crypto-related activities
Identify trends and emerging risks in the virtual asset and fintech space
Recommend controls to mitigate exposure and ensure operational integrity
Advise frontline staff, lending teams, and operations on MSB/crypto account requirements
Provide training and awareness programs on AML/CTF compliance related to MSBs and virtual assets
Collaborate with System Support to implement monitoring tools and technology solutions
Serve as the primary point of contact for regulatory exams, audits, and inquiries related to MSB and crypto accounts
Support members engaged in MSB or crypto businesses by ensuring onboarding and account management requirements are clearly communicated and met