AML Transaction Monitoring Investigator

Meta•Washington, DC

16h•$94,000 - $139,000

About The Position

As an investigator on the Meta FinTech Compliance (MFTC) Transaction Monitoring Financial Intelligence Unit team, you will conduct Anti-Money Laundering (AML) Transaction Monitoring investigations to help protect Meta’s platforms from being abused by bad actors. In this role, you will independently drive end-to-end investigations of transaction monitoring alerts and related risk signals, document investigative findings to a high standard, and prepare and support Suspicious Activity Report (SAR) drafting and filing in line with regulatory expectations and internal requirements. You will serve as a key partner in the team’s investigations and escalations management processes by applying consistent investigative standards, identifying trends and typologies, and making well-reasoned recommendations for enforcement actions and risk mitigations. You will also contribute to improving how we detect, investigate, and manage alerts at scale by helping implement and iterate on investigation workflows, controls, and technical solutions that enhance investigative quality, efficiency, and oversight. At times, you will work collaboratively with a dynamic group of internal and cross-functional stakeholders, including but not limited to Legal, Product, Engineering, Risk, and other investigative teams. In doing so, you will help Meta advance its mission while maintaining its commitment to AML compliance. Meta is committed to complying with international and U.S. AML laws and regulations, and this role will help ensure our investigations and reporting are executed in accordance with applicable policies, procedures, and internal controls.

Requirements

BA/BS degree
3+ years of experience in financial crime compliance at a financial services organization and/or Technology company
Experience conducting investigations in one or more of the following areas: AML/CTF, transaction monitoring, fraud, or related financial crime typologies

Nice To Haves

5+ years of experience in financial crime compliance at a financial services organization and/or FinTech
Direct experience conducting transaction monitoring investigations for licensed payments products and/or within a FIU environment, including SAR drafting and/or filing support
Certified Anti-Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE), or similar certification
Experience supporting investigations across multiple products or platforms, including complex investigations that may result in enforcement actions (e.g., restrictions, closures, offboarding) and broader risk mitigations
Experience with data-driven investigative tooling and/or analytics workflows (e.g., dashboards, alerting systems, query tools) to improve investigation efficiency, scalability, and consistency
Familiarity with blockchain intelligence platforms (e.g., TRM Labs, Chainalysis) and/or investigations involving digital assets (where applicable to product scope)
Experience leveraging AI tools and emerging technologies to drive operational efficiency, and assist in complex investigations

Responsibilities

Apply AML regulatory knowledge and investigative acumen to execute transaction monitoring–related investigations across Meta’s licensed and unlicensed payments products and services, ensuring compliance with applicable policies, procedures, and regulatory requirements
Conduct end-to-end investigations of transaction monitoring alerts and associated risk signals, including reviews that may result in escalation, enforcement actions, and Suspicious Activity Report (SAR) drafting and filing, as required by law
Perform licensed product investigations with a high degree of rigor, documenting investigative steps, decisioning rationale, and outcomes to meet regulatory expectations and internal quality standards
Execute complex investigations involving high volumes of accounts, transactions, credentials, and other data sets to assess transaction monitoring risk, develop typologies, and make logical, well-supported recommendations
Maintain working knowledge of Meta’s products, services, and business operations, as well as the AML control ecosystem, to ensure investigations and enforcement actions are taken accurately and comprehensively
Monitor and triage investigative queues and assigned workloads to support adherence to service level agreements (SLAs) and team objectives, while producing high-quality investigations in a high-productivity environment
Identify, escalate, and clearly communicate investigative issues, emerging risks, or program gaps to team leads and management, including providing timely and accurate reporting to support decision-making
Serve as a point of escalation and subject matter resource for analysts and vendor partners to surface potential suspicious activity as part of the operational workflow; support ad hoc investigations as needed
Promote an environment of compliance by operating existing and new internal controls and ensuring adherence to policies and procedures that manage risk to Meta and its communities