AML Specialist

Tompkins Community Bank • Passau, New York

4d

About The Position

The AML Specialist supports the Company’s Anti-Money Laundering/Countering the Financing of Terrorism (AML/CFT), Customer Identification, and Sanctions Monitoring programs to ensure compliance with federal and state regulatory requirements. The role conducts transaction monitoring reviews, high-risk customer due diligence, and suspicious activity investigations; prepares regulatory filings; and supports the ongoing effectiveness of the AML program through collaboration with business partners and compliance leadership.

Requirements

• Associate’s degree required.
• Two to four years of experience in BSA/AML compliance or a related financial crime role.
• Strong analytical skills, including the ability to evaluate complex transactional data and draw sound conclusions.
• Strong written and verbal communication skills, including the ability to document findings clearly and professionally.
• Ability to handle sensitive and confidential information with discretion.
• Proficiency in Microsoft Office and familiarity with AML monitoring systems and related technology.

Nice To Haves

• Bachelor’s degree in finance, accounting, business administration, or a related field.
• CAMS and/or CFCS certification.

Responsibilities

• Review transaction monitoring alerts and reports.
• Identify potential suspicious activity and escalate alerts as appropriate.
• Prepare and file Suspicious Activity Reports and Currency Transaction Reports within regulatory timelines.
• Conduct high-risk customer due diligence and periodic reviews.
• Review customer account activity for CIP, CDD, and Beneficial Ownership compliance.
• Review and disposition potential sanctions and Section 314(a) matches.
• Support law enforcement requests and subpoenas as needed.
• Collaborate with lines of business to obtain customer information and clarify transactional activity.
• Maintain effective working relationships to support AML monitoring and compliance.
• Support Corporate AML leadership with programmatic activities.
• Seek ongoing learning opportunities and share AML knowledge with team members.

Benefits

• Medical
• Dental
• Vision
• 401(k) Match
• Profit Sharing
• Paid Time Off
• 11 Holidays
• Tuition Reimbursement
• Free parking throughout Tompkins Bank & Trust
• Employee referrals

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree