AML/ KYC Specialist

Klarna•New York, NY

6h•$94,408 - $130,267

About The Position

As a KYC (Know Your Customer) Specialist, you will be responsible for ensuring compliance with regulatory requirements by conducting due diligence and risk reviews on new and existing customers, and conducting investigations as necessary. You will play a crucial role in performing an accurate risk assessment to maintain the integrity of our organization's financial systems and preventing potential fraud, money laundering, and terrorist financing activities. In summary, as an AML Agent dealing with high-risk and significant high-risk partners, you will need to possess strong risk assessment skills, compliance knowledge, investigative abilities, effective communication, and collaboration skills, as well as proficiency in technology and data analysis. Your commitment to maintaining a secure and compliant payments environment will contribute to Klarna's mission of providing smarter and more flexible shopping experiences.

Requirements

Prior experience in KYC, EDD, AML, or Compliance roles within the financial services industry (1+ years).
Good knowledge of the industry best AML practices.
Experience and knowledge of OSINT techniques
Excellent analytical and investigative skills, with the ability to identify and assess potential risks.
Attention to detail and ability to work accurately within tight deadlines.
Strong English written and verbal communication skills, with the ability to present complex information clearly and concisely.

Responsibilities

Conduct thorough and accurate CDD on new and existing partners, following established policies and procedures.
Gather and verify customer identification documents, evaluate source of funds, and assess customer risk levels.
Evaluate the level of risk associated with customers based on the information gathered during the CDD process.
Utilize risk assessment frameworks and tools to categorize customers and identify high-risk entities.
Prepare accurate and comprehensive reports detailing findings from customer due diligence, and risk assessments.
Maintain detailed records and documentation to support the decision-making process and regulatory requirements.
Collaborate with internal stakeholders to address compliance-related issues, share knowledge, and implement process improvements.
Communicate effectively with relevant parties regarding the outcomes of investigations or escalated cases.
Prepare and conduct training for more junior colleagues.
Identify areas for process improvement within the internal processes and contribute to enhancing existing policies, procedures, and systems.
Propose innovative solutions to enhance the effectiveness and efficiency of the KYC process.