AML/Fraud Analyst I

CC-CP Merger Sub LLC•Sioux Falls, SD

9d•Hybrid

About The Position

Do you have a sharp eye for detail and a passion for protecting customers and businesses from financial crime? Join Central Payments as an AML/Fraud Analyst I, where you'll play a key role in detecting suspicious activity, preventing fraud, and supporting a strong culture of compliance within a growing fintech organization.

Requirements

Strong analytical and investigative skills with the ability to identify patterns and assess risk
Excellent attention to detail and commitment to accuracy
Strong organizational and time management skills with the ability to prioritize multiple responsibilities
Critical thinking and problem-solving abilities in a fast-paced environment
Effective written and verbal communication skills
Proficiency with Microsoft Office applications, including Excel, Word, Access, and PowerPoint
Ability to work collaboratively across teams while maintaining confidentiality and professionalism
Interest in financial crime prevention, regulatory compliance, and fraud investigations
Ability to learn and effectively utilize AML monitoring systems and investigative tools

Nice To Haves

Associate degree in Criminal Justice, Business Administration, Finance, Management, or a related field preferred
Previous experience in fraud prevention, banking, financial services, compliance, investigations, or customer service is helpful but not required
Familiarity with AML regulations, fraud detection tools, or financial transaction monitoring is a plus

Responsibilities

Investigate alerts generated by AML monitoring systems and analyze transaction activity to determine appropriate actions and escalations
Review OFAC alerts and escalate findings in accordance with established procedures
Process compromised card notifications received from applicable payment networks
Conduct detailed account and transaction reviews to identify potential fraud and money laundering risks
Document investigations, findings, and actions thoroughly to support audit and regulatory requirements
Collaborate with AML and Fraud team members to strengthen fraud prevention and detection efforts
Analyze trends and utilize reports to identify emerging risks and recommend process improvements
Conduct cardholder interview calls as needed to support investigations and resolve potential fraud concerns
Assist with additional compliance and fraud prevention initiatives as assigned