AML Financial Crime Risk Investigation Support Officer II (5231)

TD•Toronto, ON

2d•CA$47,200 - CA$66,600•Hybrid

About The Position

This role involves processing alerts and/or fraud cases to identify regulatory and policy violations related to fraud, AML, and Sanctions/ABAC financial crime. The position requires ensuring due diligence to support transaction accuracy, understanding and applying operating policies, and adhering to internal policies and industry regulations. The officer will escalate non-standard or high-risk activities, report risk issues or process gaps, and identify opportunities for business issue resolution. A key responsibility is reviewing banking transactions to ensure compliance with bank and regulatory thresholds and guidelines, forwarding unusual transactions for further review, and performing research activities. The role also focuses on identifying opportunities to improve service delivery, support process improvement initiatives, and enhance productivity, effectiveness, and operational efficiency. The position requires adherence to the Bank Code of Conduct and protecting the organization's interests by managing risks and escalating issues as necessary. The role is generally reporting to a Team Manager.

Requirements

Undergraduate degree or equivalent work experience.

Responsibilities

Process alerts and/or fraud cases to derive regulatory and policy violations that contributed to fraud and/or AML and Sanctions/ABAC financial crime.
Ensure necessary due diligence to support the accuracy of all transactions / activities.
Prioritize and manage own workload to meet service level requirements for service and productivity.
Understand and apply operating policies and procedures.
Follow internal policies and industry regulations and operating practices in completing and recording transactions.
Escalate non-standard or high-risk activities as necessary.
Report / escalate risk issues or process gaps identified.
Identify and recommend opportunities to resolve business issues.
Review banking transactions to ensure they are within the bank and regulatory thresholds and guidelines.
Forward unusual transactions and supporting information for further review.
Perform a variety of research activities including addressing research discrepancies.
Identify opportunities to improve service delivery and support process improvement initiatives and opportunities to enhance productivity, effectiveness, and operational efficiency.
Be knowledgeable of and comply with Bank Code of Conduct.
Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate.
Be knowledgeable of practices and procedures within own area of responsibility and Bank code of conduct.
Protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk transactions / activities as necessary.
Follow internal and industry regulations and operating practices in completing and recording transactions for either the organization or clients.
Produce reporting or documentation at the functional or enterprise level.
May maintain appropriate project records, databases, and information; report to management and others on project status and updates.
Identify, recommend, and effectively execute standard practices applicable to the discipline.
Adhere to internal policies/procedures and applicable regulatory guidelines.
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest.
Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit.
Contribute to a fair, positive and equitable environment that supports a diverse workforce.
Act as a brand champion for your business area/function and the bank, both internally and/or externally.
Ensure documentation that is prepared / completed is accurate and properly reflects business intentions and is consistent with relevant rules / regulations.
Complete adjudications and investigations – report / escalate risk issues or process gaps identified.