Ag Portfolio Manager

BankFirst Financial Services•Macon, MS

16h•Onsite

About The Position

Based in Macon, MS, the Agricultural Portfolio Manager manages the technical administration and health of a specialized loan portfolio across Mississippi and Alabama. Reporting to the FSA Coordinator, the role ensures strict regulatory compliance for FSA-guaranteed and conventional loans—specifically within the poultry, catfish, and row crop sectors—to mitigate credit risk and preserve federal guarantees.

Requirements

Bachelor’s degree in Agribusiness, Finance, or related field (or equivalent experience).
3–5 years in agricultural credit, portfolio management, or loan servicing.
Deep knowledge of USDA FSA 2-FLP Handbook and proficiency in FINPACK and LINC/GLS.
Familiarity with Southeastern commodities and biosecurity (HPAI) standards.

Responsibilities

Maintain 100% guarantee retention through rigorous lifecycle servicing of Farm Ownership and Operating loans.
Execute timely submissions of FSA-2241 and FSA-2248 reports via USDA LINC/GLS.
Prepare documentation for subordinations, collateral releases, and debt restructures (FSA-2231).
Ensure all loan files, AD-1026 forms, and environmental due diligence meet annual review standards.
Monitor integrator grower contracts and manage mandated facility upgrades per FSA terms.
Track pond inventories and align repayment schedules with regional harvest cycles.
Verify crop insurance compliance and audit Actual Production History (APH) against projections.
Protect first-priority positions via UCC-1 renewals and EFS filings in MS and AL.
Manage borrowing base certificates and track "burn rates" on seasonal operating lines.
Use FINPACK to perform "Actual vs. Projected" cash flow reviews and identify early-warning credit deterioration.
Conduct annual on-farm inspections of equipment, livestock, and crop progress.