Affordable Housing Credit Analyst - Denver, CO

Zions Bancorporation•Denver, CO

1d•Onsite

About The Position

Zions Bancorporation, N.A. is a premier financial services company with approximately $100 billion in assets, operating through eight brands across multiple states. This role, reporting into the California Bank & Trust Affiliate, is seeking an Affordable Housing Credit Analyst in Denver, CO, to provide excellent customer service. The ideal candidate is passionate about community, teamwork, and helping clients achieve their financial goals.

Requirements

Requires a Bachelor's and 2+ years of credit analysis experience, lending/credit procedures and processes or other directly related experience. A combination of education and experience may meet requirements.
Working knowledge of financial and spread analysis and credit/lending procedures for moderately complex loans.
Full use and application of commercial credit principles, theories, concepts, and techniques.
Ability to work with lending officers and staff.
Solid communication skills, both verbal and written.
Ability to make sound decisions regarding loans.
Solid PC skills are required.

Responsibilities

Conducts credit investigations and analyzes credit information pertaining to loans.
Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches.
Analyzes financial statements and related material.
Analyzes financial conditions and trends.
Reviews and reports non-compliance with loan covenants.
Determines cash flow using appropriate tax analysis.
Prepares summaries, presents facts, and offers opinions concerning creditworthiness.
Provides credit information and references for customers, loan officers, or other agencies as requested.
May provide rates and loan information to clients.
Ensures that all credit files include proper documentation including current financial statements, agency reports, etc.
Maintains control over current accounts, noting payment progress, watching for any developing problems, and keeping loan officers informed.
Writes credit memorandums.
Accompanies lenders on business calls.
Conducts industry research.
Assists with special projects as assigned.