Affordable Housing Credit Analyst - MLO Denver, CO

Zions Bancorporation • Denver, CO

20h • $38 - $43 • Onsite

About The Position

Zions Bancorporation is a premier financial services company with approximately $100 billion in assets, operating through eight brands across multiple states. This role, reporting into the California Bank & Trust Affiliate, is for an Affordable Housing Credit Analyst - MLO to provide top-notch customer service to clients and customers in Denver, CO. The ideal candidate is passionate about community, teamwork, and helping others achieve their financial goals.

Requirements

• Requires a Bachelor's and 2+ years of credit analysis experience, lending/credit procedures and processes or other directly related experience.
• A combination of education and experience may meet requirements.
• Working knowledge of financial and spread analysis and credit/lending procedures for moderately complex loans.
• Full use and application of commercial credit principles, theories, concepts, and techniques.
• Ability to work with lending officers and staff.
• Solid communication skills, both verbal and written.
• Ability to make sound decisions regarding loans.
• Solid PC skills are required.

Responsibilities

• Conducts credit investigations and analyzes credit information pertaining to loans.
• Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches.
• Analyzes financial statements and related material.
• Analyzes financial conditions and trends.
• Reviews and reports non-compliance with loan covenants.
• Determines cash flow using appropriate tax analysis.
• Prepares summaries, presents facts, and offers opinions concerning creditworthiness.
• Provides credit information and references for customers, loan officers, or other agencies as requested.
• May provide rates and loan information to clients.
• Ensures that all credit files include proper documentation including current financial statements, agency reports, etc.
• Maintains control over current accounts, noting payment progress, watching for any developing problems, and keeping loan officers informed.
• Writes credit memorandums.
• Accompanies lenders on business calls.
• Conducts industry research.
• Assists with special projects as assigned.

Benefits

• Medical, Dental and Vision Insurance – START DAY ONE!
• Life and Disability Insurance
• Paid Paternal Leave
• Adoption Assistance
• Health Savings (HSA)
• Flexible Spending (FSA)
• Dependent care accounts
• Paid Training
• Paid Time Off (PTO)
• 11 Paid Federal Holidays
• 401(k) plan with company match
• Profit Sharing
• Competitive compensation in line with work experience
• Mental health benefits, including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level