About The Position

The ADML Insurance & Financial Consulting Internship is a summer internship within WTW’s Absence, Disability Management & Life (ADML) practice, which helps employers design, implement, and optimize programs supporting employees through illness, injury, family leave, disability, financial protection, and return-to-work transitions. The practice advises clients on disability and leave programs, life and voluntary benefits, vendor selection and management, claims administration, workforce analytics, technology solutions, regulatory requirements, and market trends. The intern will work with consultants on client projects for Fortune 500, large-market, and mid-market employers. The role applies financial and quantitative thinking to employer-sponsored disability, leave, life insurance, and voluntary benefit programs. The intern will gain exposure to insurance carrier strategy, financial analysis, vendor evaluation, disability and leave economics, workforce risk, and client decision support, while developing technical insurance, consulting, analytics, and communication skills. The contract runs from June 2027 through August 2027. Candidates must be local to and able to commute to their selected office location, and must be authorized to work in the United States without current or future sponsorship requirements. Applicants must be pursuing a bachelor’s or master’s degree and graduate between December 2027 and June 2028. The hourly pay rate is $27–$30, and the role is eligible for overtime. WTW offers a contributory pension plan and 401(k) Savings Plan, subject to eligibility requirements.

Requirements

  • Progress toward a bachelor’s or master’s degree with a minimum GPA of 3.5.
  • Must be local to and able to commute to the selected office location.
  • Must be authorized to work in the United States without current or future sponsorship requirements.
  • Must graduate with a bachelor’s or master’s degree between December 2027 and June 2028.
  • Strong analytical and problem-solving abilities, including comfort working with financial, claims, and operational data.
  • Ability to work independently while collaborating effectively in a team environment.
  • Strong oral and written communication skills.
  • Proficiency in Excel, PowerPoint, and Microsoft Office applications.
  • Strong attention to detail and commitment to quality.
  • Ability to thrive in a fast-paced, client-focused environment.

Nice To Haves

  • A degree in Risk Management & Insurance, Finance, Economics, Accounting, Actuarial Science, Data Analytics, or another quantitative business discipline is preferred.
  • Prior internship, leadership, research, or work experience demonstrating strong analytical and client-service skills.
  • Strong interest in insurance markets, financial analysis, consulting, carrier strategy, and workforce risk management.
  • Resourcefulness, intellectual curiosity, and eagerness to learn.

Responsibilities

  • Support consulting teams on insurance and financial strategy engagements involving absence, disability, life insurance, and voluntary benefit programs.
  • Research insurance market trends, carrier capabilities, underwriting considerations, regulatory developments, and emerging risk solutions.
  • Analyze premiums, claims, utilization, incidence, duration, and workforce data to evaluate program economics, identify cost drivers, and support financial recommendations.
  • Evaluate insurance carriers, third-party administrators, and leave management vendors across financial terms, service capabilities, contractual protections, and performance measures.
  • Assist in developing financial models, market comparisons, client presentations, benchmarking reports, and strategic recommendations.
  • Participate in carrier and vendor procurement projects, including RFP development, proposal analysis, finalist preparation, and recommendation development.
  • Support meetings with consultants, clients, carriers, and vendor partners.
  • Gain exposure to risk financing, insurance contract structures, disability and leave economics, employee income protection, and workforce productivity risk.
  • Collaborate with cross-functional teams across Health & Benefits, Wellbeing, Pharmacy, Analytics, and Compliance.

Benefits

  • Contributory Pension Plan.
  • 401(k) Savings Plan.
  • Professional development, mentorship, and networking opportunities.
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