Actuarial Leader - Life Pricing & Inforce Management

Constellation • Cincinnati, OH

6d

About The Position

The Actuarial Leader drives life insurance product pricing, development, and in-force management. This hands-on leadership role combines technical actuarial work, product strategy, cross-functional collaboration, and team development. The role leads pricing and product analysis, supports regulatory filings and implementation, monitors in-force performance, and contributes to business and product strategy. It also manages and develops two to three direct reports and maintains relationships with reinsurers, consultants, vendors, and industry organizations.

Requirements

• At least 10 years of actuarial experience in the life insurance industry, with significant experience in product pricing, product management, or related actuarial functions.
• Fellow of the Society of Actuaries (FSA) or Associate of the Society of Actuaries (ASA).
• Member of the American Academy of Actuaries (MAAA).
• Advanced knowledge of IUL, UL, BOLI, Term Life, and Whole Life products.
• Strong actuarial modeling and analytical skills.
• Experience supporting state and Compact product filings.
• Strong understanding of illustration regulations, AG 49A, and Internal Revenue Code Sections 7702 and 7702A.
• Comprehensive understanding of life insurance product development and implementation.
• Strong project management, problem-solving, communication, and presentation skills.
• Ability to translate complex analyses into practical recommendations and influence stakeholders across business functions.

Nice To Haves

• MG-ALFA and/or Integrate experience.

Responsibilities

• Lead actuarial analysis for the design, pricing, and development of life insurance products, including pricing models, assumptions, and experience monitoring.
• Prepare actuarial memoranda, pricing documentation, and regulatory filing support while ensuring compliance with applicable requirements.
• Evaluate product competitiveness, profitability, capital requirements, and risk, including reinsurance solutions and product innovation opportunities.
• Collaborate cross-functionally on product development, implementation, system validation, and ongoing administration.
• Analyze in-force product performance and recommend changes to credited rates, dividend scales, and other product features.
• Conduct experience studies and profitability analyses covering mortality, persistency, lapses, premiums, expenses, commissions, and investment returns.
• Support illustration testing, product governance, complex policyholder inquiries, and operational improvement initiatives.
• Contribute to product strategy, business planning, product roadmaps, market analysis, and enterprise initiatives.
• Prepare management reports, business analyses, and board presentations, and communicate actuarial findings and recommendations to key stakeholders.
• Manage and develop two to three direct reports, mentor actuarial talent, support the actuarial student rotation program, and maintain relationships with reinsurers, consultants, vendors, and industry organizations.

Benefits

• Competitive pay.
• Comprehensive medical, dental, and vision coverage from day one.
• Company-paid life insurance coverage.
• 401(k) plan with matching contributions.
• Paid parental leave and reimbursement for adoption and surrogacy expenses.
• Flexible time-off policy.
• Flexible work options, including remote, hybrid, and onsite opportunities at various U.S. locations.
• Well-being programs supporting balance between work and home life.
• Resources for employee growth and opportunities to build community connections.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed