About The Position

The Account Servicing Specialist (Pre 30’s) will be responsible for servicing auto loan accounts that are less than 30 days delinquent and documenting all collection activities utilizing loan servicing software.

Requirements

  • 1+ year(s) of experience in the collections field, preferably in the subprime consumer lending industry
  • Effective communication, negotiation, and problem-solving skills
  • Ability to read, interpret and apply federal, state, and local collections regulations
  • Ability to interact with customers in a professional, tactful, and sensitive manner
  • Ability to thrive in a fast-paced work environment and to work independently and as part of a team
  • Available to work a flexible work schedule and overtime as needed
  • High School Diploma or GED

Responsibilities

  • Follow and ensure compliance with all company policies and procedures as well as the Fair Debt Collection Practices Act (FDCPA)
  • Negotiate payment arrangements with borrowers, including offering suggestions as to how they can meet their obligations, propose alternative payment methods, and establish payment procedures
  • Assist borrowers in devising a strategy to allow them to keep their vehicle while meeting the obligations of the loan
  • Accurately and professionally document account information and collection activities
  • Utilize skip tracing tools and reference sources to identify and locate delinquent borrowers
  • Other duties as assigned

Benefits

  • Medical, Dental, and Vision Insurance
  • Life Insurance
  • Flexible Spending Accounts (FSA)
  • Accident, Hospital, Indemnity Insurance
  • Short Term Disability (STD) and Long-Term Disability (LTD) Insurance
  • Employee Assistance Program (EAP)
  • 401(k) Plan
  • Employee Stock Ownership Plan (ESOP)
  • Tuition Reimbursement
  • Paid Holidays
  • Paid Time Off (PTO)
  • Transportation Reimbursement Benefit (Mass Transit, Carpool, and Plug-In Electric Vehicle)
  • Referral Bonus
  • Quarterly lunches
  • Daily fresh fruit
  • Office Starbucks Coffee/Latte/Espresso Machine
  • And a lot more!

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What This Job Offers

Job Type

Full-time

Career Level

Entry Level

Education Level

High school or GED

Number of Employees

101-250 employees

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