1st Mortgage Processor

MIDFLORIDA Credit Union • Tallahassee, FL

10d • Onsite

About The Position

Why have a job when you can build a career? We are proud to be defined by the excellent service and convenience offered to our members, as well as our diverse workforce and company culture. There are many reasons to work for MIDFLORIDA, which is probably why we were voted one of Florida Trend's "Best Places To Work." MIDFLORIDA offers a positive team culture, an open door management style, a commitment to diversity, stability, competitive benefits, and a career path with a growing, successful company! Join us on our mission to improve the financial well-being of our members!

Requirements

• Possess excellent customer service skills along with strong verbal and written communications skills.
• 1 to 3 years’ experience with loan processing and market guidelines.
• Thorough understanding of Federal and State mortgage regulations.
• The eligibility to meet the requirements of the SAFE Act to be registered as an MLO with NMLS.
• A High School Diploma or equivalent is required.

Responsibilities

• Ensure thorough reviews of loan documents, disclosures, credit reports, income assets, compliance reports, and underwriting system details.
• Maintain timely communications with borrowers.
• Ordering appraisals, title, and condo questionnaires, and updating all necessary documentation accurately before submitting to underwriting.
• Update transmittal summary and URLA upon receiving appraisal, title, or additional documents, addressing any concern promptly.
• Communicate any updates and outstanding conditions to all parties within 48 hours and work toward loan approval at least 5 days before closing.
• Reviewing pre-qualifications to determine appropriate programs and products for members.
• Exercise sound judgment and discretion while remaining compliant with well-defined limits and guidelines.
• Deliver problem solving solutions and perform research as needed.
• Provide technical solutions in support of MIDFLORIDA’s electronic services.
• Professional and efficient communications with all departments promoting synergy.
• Exhibit a high degree of integrity, trustworthiness, and professionalism always.
• Exude a positive and professional attitude with members and partners consistently.
• Perform other duties as assigned.

Benefits

• Stability
• Opportunity for growth
• Paid time off and paid holidays
• Tuition assistance after 6 months of service
• 401K Plan with employer matching
• Health, Dental, and Vision Insurance - Generous and affordable plans for employee and family.
• Employee Assistance Program- No waiting period to access benefit.
• Bonus programs and annual appraisals with salary increase opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED