Lets begin! VP-Senior Analyst (RMBS SFG) (11974)

Moody's • New York, NY

2d

About The Position

At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence. If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. The individual will be primarily responsible for performing analysis to assign ratings on US RMBS structured finance transactions and producing publishable research. The candidate will be expected to lead rating committees and offer their analysis of the credit risk, including cash flow analysis of the transactions, potential credit impact of the terms of the transaction documents and conduct appropriate market dialogue around transaction credit analysis. The individual is also expected to undertake special projects intended to enhance Moody's thought leadership in credit markets and operational efficiencies, including digital enablement projects.

Requirements

• Excellent verbal and written communication and presentation skills.
• Strong modelling skills and ability to perform cash flow analysis using analytical tools, or willingness and ability to develop these skills.
• Sound judgment and highest ethical standards.
• Capable of developing independent opinions and defending own views clearly and succinctly.
• Professional, pro-active, collaborative, responsive.
• Highly organized and efficient, with ability to multi-task and meet tight deadlines.
• Strong teamwork skills and works well with colleagues with different viewpoints.
• Ability to work on own initiative, without the need for close supervision.
• Advanced master's degree in economics, finance, statistics, applied mathematics, financial engineering or related field with relevant work experience.
• Or bachelor's degree in economics, finance, statistics, applied mathematics, financial engineering or related quantitative field with at least ten or more years of experience as a credit analyst.
• Knowledge of and work experience in RMBS is desirable

Responsibilities

• Act as lead analyst for new issuance U.S. RMBS transactions.
• Analyze transaction credit and legal risks, model cash flows and analyze transaction and legal documents to formulate rating recommendations and opinions.
• Communicate effectively with customers, including arrangers, issuers and investors.
• Involvement in a variety of projects to improve our capabilities, both analytically and operationally.
• Represent the team in operational reviews, issuer and investor meetings, and industry events.
• Write publishable research, including transaction-related reports, articles and in-depth reports on credit issues affecting the industry.
• Assist the RMBS surveillance team where appropriate.
• Act as a mentor to less experienced analysts in the team and RRS.

Benefits

• In addition to base salary, this role is eligible for incentive compensation.
• Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees