Underwriting Consultant - Remote

UnitedHealth Group•Eden Prairie, MN

2d•Remote

About The Position

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. This role is contractually required as part of our agreement with Brighton Health, which is a TPA through Blue Cross Blue Shield of North Carolina (BCBSNC) to dedicate a full-time underwriter to support reseller underwriting activity. Underwriting in this context involves high variability in group data and plan design, necessitating critical thinking, judgment, and scenario-based decision-making that cannot be effectively replicated through automation. This position must remain onshore due to multiple factors: Client-facing responsibilities: The underwriter may engage directly with account executives and occasionally clients Contractual obligation: The Brighton MSA thru BCBS NC contract implicitly requires onshore support PHI and regulatory sensitivity Responsiveness and turnaround times: The need for real-time coordination with sales and underwriting teams requires co-location in U.S. time zones to meet SLAs You’ll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week. You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Requirements

2+ years of experience in healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO/fully-insured, group or individual
Intermediate level of proficiency with MS Office suite (including Word, Excel and PowerPoint)

Nice To Haves

Proven excellent communication skills, both orally and in writing and solid negotiation skills
Proven solid analytical, problem solving and critical decision-making skills

Responsibilities

Prepare financial experience rating calculations and other ongoing financial reviews that directly aligns with client strategies
Validate renewals and request for proposals for accuracy including utilization and experience reporting
Evaluate and negotiate potential alternatives and options for New Business and Renewal groups with internal and external customers
Collaborate with the Sales and Account Management teams to project pricing and profitability and participate in the development of the business strategy
Support all requests associated with designated account(s) including annual renewal preparation, ad-hoc reporting, consultation, etc.