Underwriting Consultant – Stop Loss – Remote

Symetra

1d • Remote

About The Position

Symetra has an exciting opportunity to join our team as an Underwriting
Consultant – Stop Loss!

About the role

In this role, you will assess risk on new and existing employer groups and
develop appropriate pricing strategies. You’ll be accountable for achieving
profitability, persistency, and growth goals by analyzing claims data, medical
information, and plan design while collaborating closely with Sales, Brokers,
and internal partners.

This role is well-suited for an experienced stop-loss underwriter who enjoys
working on complex cases, influencing outcomes, and serving as a trusted
subject-matter expert.

Requirements

• High school diploma or equivalent required; bachelor’s degree or equivalent experience preferred.
• 8+ years of stop loss underwriting experience with strong risk-based pricing expertise.
• Deep understanding of stop loss products, pricing methodologies, and employee benefit plans.
• Strong analytical and problem-solving skills with the ability to apply sound judgment.
• High attention to detail, with the ability to manage multiple priorities in a fast-paced environment.
• Strong interpersonal, negotiation, and communication skills.
• Comfortable partnering with Sales and service teams; service and results oriented mindset.
• Proficiency with Microsoft Office; experience with David Young/ESL systems is a plus.
• Ability to work effectively in a high production environment with shifting priorities.

Nice To Haves

• Professional designations such as HIA, MHP, or CEBS strongly preferred.
• experience with David Young/ESL systems is a plus.

Responsibilities

• Evaluate risk within assigned authority levels by analyzing claims experience, shock losses, aggregate performance, and medical information.
• Determine appropriate pricing using multiple tools and methodologies, including the development and application of aggregate factors.
• Underwrite complex new business and renewal cases, exercising sound judgment within (and occasionally outside) established guidelines.
• Communicate and negotiate case pricing with Sales, Brokers, and producers to support balanced decisions aligned with profitability and growth goals.
• Manage an assigned block of business and remain accountable for key performance metrics, including rate adequacy, close ratios, renewal persistency, and service standards.
• Serve as a subject matter expert, providing guidance on complex or high visibility cases and supporting peers through mentoring and training.
• Partner with underwriting leadership on exceptions, customer concerns, and special projects; provide back up support for underwriting leadership as needed.
• Contribute to underwriting strategy by providing competitive insights and participating in cross training initiatives, RFP responses, and process improvement efforts.
• Represent Underwriting internally and externally, including travel with Field Representatives and participation in industry or company events when appropriate.

Benefits

• Flexible full-time or hybrid telecommuting arrangements
• Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%
• Paid time away including vacation and sick time, flex days and ten paid holidays
• Give back to your community and double your impact through our company matching

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED
• Number of Employees: 501-1,000 employees