Technology Product Analyst IV (Payments)

Navy Federal Credit Union•Vienna, VA

33d•Onsite

About The Position

Core Payments is seeking a Senior Technology Product Analyst to lead the design, development, delivery, and maintenance of Money Movement products within the Core Payments portfolio. This includes ACH, FedWire, Cashier Checks, Western Union, and other integrated systems. The ideal candidate will have deep expertise in payment rails, technical product analysis, and cloud-hosted payment applications, with hands-on experience in Oracle and FIS payment products. Collaborate with cross-functional teams including architecture, product, platform, and business to deliver enterprise payment solutions Analyze and document interactions between payment products, APIs, and payment applications hosted on Oracle Cloud and Microsoft Azure Lead and support data migration, report migration, and API migration efforts, ensuring seamless transitions and minimal disruption Utilize Oracle GoldenGate for real-time data replication and synchronization across platforms Provide production support for payment applications, ensuring high availability and performance Conduct status reporting using Microsoft Azure DevOps (ADO), tracking progress, risks, and dependencies Evaluate and address non-functional aspects of payment applications including scalability, reliability, and security Ensure compliance with payment protocols such as ISO 20022 (Pain, Pacs, Camt, Admi messages), FAIM, and regulatory requirements including Sanctions Screening, BSA/AML Experience in sanctions screening products like CGI HotScan, Global Vison Patriot Officer, Verafin BSA AML, Lexis Nexis Partner with vendors and internal stakeholders to align technical solutions with business goals Contribute to Agile product delivery and DevSecOps practices

Requirements

Bachelor's degree in Computer Science, Information Systems, or related field; Master's preferred
7+ years of experience in payments technology, preferably within a financial institution or payment service provider
Strong understanding of ACH, FedWire, Western Union, Security Transfers, and Cashier Checks Processing
Hands-on experience with Oracle and FIS payment products
Proficiency in Java/JavaEE, Microsoft Azure, and cloud-native architectures
Experience with API design, integration, and migration
Familiarity with Oracle GoldenGate, Azure ADO, and reporting tools
Strong analytical, communication, and stakeholder management skills
Experience in sanctions screening products like CGI HotScan, Global Vison Patriot Officer, Verafin BSA AML, Lexis Nexis

Nice To Haves

Experience with DevSecOps, Agile methodologies, and cloud networking
Knowledge of sanctions screening, BSA/AML compliance, and financial messaging standards
Ability to lead technical discussions and drive product strategy

Responsibilities

Collaborate with cross-functional teams including architecture, product, platform, and business to deliver enterprise payment solutions
Analyze and document interactions between payment products, APIs, and payment applications hosted on Oracle Cloud and Microsoft Azure
Lead and support data migration, report migration, and API migration efforts, ensuring seamless transitions and minimal disruption
Utilize Oracle GoldenGate for real-time data replication and synchronization across platforms
Provide production support for payment applications, ensuring high availability and performance
Conduct status reporting using Microsoft Azure DevOps (ADO), tracking progress, risks, and dependencies
Evaluate and address non-functional aspects of payment applications including scalability, reliability, and security
Ensure compliance with payment protocols such as ISO 20022 (Pain, Pacs, Camt, Admi messages), FAIM, and regulatory requirements including Sanctions Screening, BSA/AML
Partner with vendors and internal stakeholders to align technical solutions with business goals
Contribute to Agile product delivery and DevSecOps practices