Subrogation Demand Specialist

GAINSCORichardson, TX
10dHybrid

About The Position

GAINSCO is seeking a Subrogation Demand Specialist to assess, assemble, and pursue recovery demands for vehicle damage, total losses, and PIP/Med Pay. In this role, you’ll evaluate supporting documentation, coordinate evidence collection, conduct investigations to strengthen recovery potential, and manage high-volume communications with internal and external partners. If you thrive in a fast-paced environment, have strong negotiation skills, and enjoy driving financial recoveries, this role is for you..

Requirements

  • High School Diploma or Equivalent
  • To perform the essential functions of this job an active Texas or Florida Adjuster License will be required to comply with state and GAINSCO requirements.
  • Upon hire, additional license(s) may be required. If that is the case, license(s) must be obtained.
  • All licenses must be maintained in accordance with state requirements.
  • 2+ years of auto claims experience.
  • 2+ years of subrogation demand handling experience.
  • Strong written and verbal communication skills (business writing, grammar, clarity, professionalism).
  • Proven ability to work independently while contributing to team goals.
  • Strong negotiation and decision-making skills using established guidelines.
  • Ability to manage and prioritize a high-volume workload with accuracy and urgency.
  • Ability to interpret policy language, estimates, and supporting evidence documentation.
  • Comfortable learning new systems and working across multiple claim and vendor platforms.

Nice To Haves

  • Professional Insurance and/or Claims Designations are a plus.
  • Experience with Guidewire, Decision Point, and other claims systems preferred.

Responsibilities

  • Assemble complete subrogation demands with supporting evidence for vehicle damage, total loss, and PIP/Med Pay recoveries.
  • Evaluate documentation for accuracy, completeness, and compliance (policy forms, estimates, endorsements, expert reports).
  • Coordinate next steps to secure missing evidence and ensure timely pursuit, development, and recovery.
  • Conduct additional investigation to identify and strengthen subrogation opportunities.
  • Manage a high-volume inventory across exposures (vehicle damage, total loss, PIP/Med Pay, BI, UM) and coordinate with vendors.
  • Handle inbound/outbound calls and communicate professionally with insureds, claimants, attorneys, witnesses, experts, adjusters, and underwriters.
  • Pursue collections using Arbitration Forums when applicable and support dispute resolution through arbitration processes.
  • Record and process recovery payments accurately and maintain clear claim documentation.
  • Follow subrogation best practices, company guidelines, and applicable insurance regulations.

Benefits

  • Excellent benefits package: medical & dental, vision insurance, life insurance, short-term and long-term disability insurance.
  • Parental Leave Policy
  • 401K + Company Match
  • PTO Plan + Paid Company determined Holidays.

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What This Job Offers

Job Type

Full-time

Career Level

Entry Level

Education Level

High school or GED

Number of Employees

251-500 employees

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