Sr Product Manager - Personal Loans

LendingClub • San Francisco, CA

3h • Hybrid

About The Position

LendingClub is seeking a Sr Product Manager to own critical parts of the end-to-end personal loan journey - from acquisition and application through decisioning, offers, and funding - with clear accountability for measurable customer and business outcomes. You’ll partner closely with Engineering, Design, Data, Legal, Compliance, Fraud, and Business partners to shape strategy, prioritize investments, and deliver impact. This is a high-ownership role focused on solving meaningful customer problems while driving durable business results in a regulated financial environment.

Requirements

• 6+ years of product management experience, ideally in fintech, lending or banking
• Bachelor’s degree in a related field; or equivalent work experience
• Proven ownership of high-traffic digital products with measurable outcomes
• Strong analytical orientation and comfort defining KPIs and working closely with data
• Experience practicing continuous product discovery, including customer research, problem validation, and evidence-based prioritization
• Experience leading experimentation and optimization efforts at scale
• Experience building API-based integrations or partner ecosystems
• Track record of leveraging AI tools to elevate product thinking, analysis, and execution quality
• Track record of launching AI/ML enabled product capabilities with real user impact
• Ability to operate independently, navigate ambiguity, and make informed tradeoffs
• Ability to clearly articulate problems, frame tradeoffs, and communicate strategy to technical and non-technical audiences
• Strong product judgment and disciplined problem-framing ability

Nice To Haves

• Experience with lending, underwriting, fraud, or credit products
• Familiarity with regulatory requirements in financial services
• Experience incorporating modern AI tools into product roadmaps

Responsibilities

• Lead product strategy and execution for key areas of the personal loans funnel
• Improve conversion, speed, and user experience through data-driven insights and research
• Drive strong discovery practices by clearly defining problems, evaluating tradeoffs, and de-risking solutions before development
• Build and manage outcome-oriented roadmaps tied to clear performance metrics such as conversion, revenue, risk, and customer satisfaction
• Partner closely with Engineering and Design to deliver scalable, high-quality solutions
• Collaborate with Credit, Fraud, Legal, Compliance, Marketing, and Business teams to align priorities and decision making
• Lead rigorous experimentation efforts, including hypothesis definition, A/B testing, and performance measurement
• Embed regulatory and risk considerations into product design from the outset
• Actively use modern AI tools to increase speed and quality across research, synthesis, experimentation design, and product execution
• Identify and prioritize meaningful applications of AI and machine learning that measurably improve personalization, reduce friction, enhance operational efficiency, or strengthen risk management

Benefits

• We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level