Sr. Client Onboarding Analyst

Banco Santander•Miami, FL

About The Position

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! Position Summary: The Sr. Client Onboarding Analyst is responsible reviewing account opening documentation, KYC information, and conducting CIP, due diligence and negative media analysis on new and existing clients. The Sr. Client Onboarding Analyst at Banco Santander International (BSI) is responsible for assuring that client accounts are opened in the Commercial 1LOD are in compliance with applicable BSI and Group policies and procedures as well as U.S and local laws and regulations. The Sr. Client Onboarding Analyst will also assist in developing awareness of BSI’s Risk Tolerance Statement; assist with special projects relative to the Onboarding & Documentation Unit. The Sr. Client Onboarding Analyst is responsible for managing the relationship with Regionals and Bankers of the marketing regions they will be supporting. Including identifying improvement opportunities and coordinating necessary action. The Sr. Client Onboarding Analyst reports to the Onboarding & Documentation Unit manager.

Requirements

Leadership aptitude, ability to motivate and engage team members at all levels with the ability to influence
Project Management oversight skills
Sound decision making and judgment skills
Ability to identify potential enhancements in processes, write procedures and reports
Ability to employ reasonable assessment of a company's cash flow, income statements and balance sheet as well as ownership structures and international corporate documents
Account opening documentation knowledge, including CIP, CDD ownership structures
Knowledge of T-24 and other due diligence tools
Bachelor’s degree required or equivalent experience
3-5 years of relevant experience or demonstrated required level of proficiency
Microsoft Office applications
Ability to multitask
Proactive self-starter, values personal accountability
Strong decision making skills
Detail oriented and accurate
Strong accountability skills
Excellent communications skills: writing & verbal
English, Spanish and Portuguese.

Nice To Haves

AML certification(s) preferred, similar or banking experience in control area

Responsibilities

Conducts account opening documentation review and validation, including KYC, information, source of funds, wealth, and negative media searches on new and existing clients.
Conducts CIP procedures and due diligence as defined in the KYC and DD procedures manual.
Analyze, depending upon the type of customer, the additional information required under BSI’s “You Know Your Customer” policy and procedures, utilizing the Modelo IC/KYC form with the appropriate sections.
Collaborate with Onboarding & Documentation related special projects assigned by unit manager.
Stay updated on BSA/Anti-Money Laundering/Terrorist Financing and applicable consumer regulations.
Assist in preparing information for the Compliance and Management Committees.
Maintain a good working relationship business units and organizational groups within the Bank.
Develops and participates in education, training and awareness activities and provide training to Marketing staff as necessary as well as providing guidance to other team members on KYC and DD effective approach.
Other duties as assigned or requested by Supervisor.