Software Engineer Expert (PEGA Architect)

PNC•Atlanta, GA

6d•Onsite

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Software Engineer Expert within PNC's C&IB' Payments organization, you will be based in Atlanta, GA. Position Overview The Payments Solution Architect is responsible for defining, governing, and guiding the end-to-end solution architecture for assigned Payments capabilities and platforms at PNC. This role operates as part of the Payments Solution Design & Engineering organization and works horizontally across multiple agile delivery teams to ensure solution designs are aligned with the Payments target-state architecture, enterprise standards, and regulatory requirements. The Solution Architect reports into the Director, Payments Solution Design & Engineering and partners closely with engineering, product, risk, and business stakeholders to translate complex Payments domain requirements into scalable, resilient, and secure technical solutions. Job Description Uses technical knowledge and industry experience to design, build and maintain technology solutions for a major business segment. Leads and guides the development and implementation of multiple, complex, organization-wide systems. Develops strategies on all phases of software engineering life cycle using agile methods. Advises on more complex software procedures and products and leads complex problem solving for a major business segment. Provides solutions or recommendations on complicated technology issues for application development and implementation. Provides guidance, training, and technical support to engineers on software design, development, testing and implementation. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Requirements

Strong expertise in enterprise solution architecture for large-scale, highly available systems.
Hands-on experience with modern architecture patterns, including: o Event-driven and asynchronous architectures o API-first and service-oriented design o Microservices and domain-driven design (DDD) o High-availability, active-active, and resilient system designs
Experience designing solutions across hybrid environments (on-prem and cloud).
Strong understanding of data architecture concepts including transactional processing, reconciliation, operational reporting, and analytics.
Experience integrating vendor platforms and third-party products into enterprise ecosystems.
Working knowledge of payment networks, schemes, and rails such as: o ACH o Wire payments (e.g., Fedwire, CHIPS) o Real-Time Payments (RTP) and instant payments o SWIFT and international payments
Understanding of industry standards and messaging formats (e.g., ISO 20022) and their architectural implications.
Experience working with payment engines, orchestration platforms, clearing systems, and supporting operational tooling.
Strong understanding of how payment systems operate in practice, including: o End-to-end payment lifecycle and settlement models o Funding, liquidity, and cut-off timing considerations o Risk exposures, exception handling, and recovery scenarios o Operational resiliency, business continuity, and disaster recovery o Regulatory and compliance considerations impacting Payments technology
Ability to translate complex Payments domain requirements into scalable, maintainable, and secure technical designs.
12+ years of experience in solution architecture, engineering, or technical leadership roles within financial services.
Proven experience designing and delivering complex Payments or transaction processing systems.
Strong understanding of agile delivery models and how to effectively embed architecture within them.
Ability to influence without authority and collaborate across engineering, product, and risk partners.
Strong communication skills with the ability to articulate complex technical concepts clearly.

Nice To Haves

Experience supporting large-scale Payments modernization or transformation initiatives.
Prior experience operating within an architecture governance or design authority model.
Strong executive presence and comfort engaging with senior technology and business leaders.
Application Development
Business Management
Customer Solutions
Design
Group Problem Solving
Pega Architecture
Pega BPM
Pega Cloud
Pega Platform
Process Improvements
Release Management
Software Solutions
User Experience (UX) Design
Application Delivery Process
Application Design
Architecture
Application Development Tools
Coaching Others
Design Thinking
IT Environment
Software Process Improvement (SPI)
System Development Life Cycle

Responsibilities

Solution Architecture & Design • Define and own end-to-end solution architecture for assigned Payments capabilities, platforms, or value streams, under the guidance of the Payments design authority.
Develop solution designs that align with the Payments target-state architecture, enterprise technology standards, and architectural guardrails established by the Director.
Lead solution design activities including architecture diagrams, design specifications, integration models, and non-functional requirements.
Ensure architectural consistency across multiple agile delivery teams and initiatives.
Agile Delivery Enablement • Act as the embedded architectural lead across agile delivery teams while maintaining alignment to centralized Payments architecture standards.
Provide hands-on guidance to engineering teams during design, build, testing, and deployment phases.
Participate in sprint planning, design sessions, and technical reviews to ensure architecture is implemented as intended.
Identify and proactively escalate cross-team dependencies and architectural risks to the Director as needed.
Payments Domain & Industry Expertise • Apply deep Payments domain knowledge to solution designs, ensuring they reflect real-world payment flows and operational realities.
Design solutions across Payments capabilities including (but not limited to): o Core payment processing and clearing o Payment orchestration, routing, and workflow o Real-time, batch, and high-value payments o Integration with external networks, vendors, and fintech partners o Data, reporting, reconciliation, and operational controls • Incorporate funding, liquidity, settlement timing, exception handling, and resiliency considerations into solution designs.
Architecture Governance & Standards • Ensure solution designs comply with Payments and enterprise architecture principles, standards, and patterns.
Participate in architecture design reviews, trade-off discussions, and exception processes led by the Payments design authority.
Partner with the Director and peer Solution Architects to resolve complex design decisions.
Contribute to the evolution of Payments reference architectures, patterns, and best practices.
Risk, Security & Compliance • Ensure all solution designs adhere to PNC policies for information security, resiliency, data protection, and operational risk.
Partner with Risk, Security, and Compliance teams to identify and mitigate technology and architectural risks.
Ensure regulatory, scheme, and network rules are appropriately reflected in solution designs.
Collaboration & Thought Leadership • Serve as a trusted technical advisor to engineering, product, and business partners.
Clearly communicate architectural decisions, trade-offs, and impacts to technical and non-technical stakeholders.
Contribute to architectural knowledge sharing and continuous improvement across the Payments organization.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future.
Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

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