Senior Small Commercial Underwriter

The Hartford•Clinton, NY

50d•Hybrid

About The Position

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're in the business of helping people achieve amazing things. From opening a small business to buying a car or home to recovering from illness or injury and so much more, we help people protect the things that matter. And you can help us when you join our team of underwriters. They're at the heart of everything we do. And by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests. Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, we value entrepreneurial spirits, self-starters and are customer focused. We welcome all ideas and live our authentic selves. And you'll have any number of opportunities for your career to grow in whatever direction you choose. The Hartford is seeking a highly skilled Small Business Underwriter, who is responsible for the following: Underwriting all commercial lines, including Business Owner's Policy (BOP), Commercial Automobile, and Workers' Compensation and Umbrella. You will accurately develop and price individual risks, analyze loss and risk information, and recognize file inconsistencies in order to write profitable commercial business. Underwrite a variety of businesses and effectively apply all applicable Underwriting guidelines when making decisions Display thorough knowledge of applicable laws, regulations and governance Partner with aligned territory sales rep to achieve profit and growth objectives. Develop and maintain relationships with territory aligned agents to deliver the value proposition and drive optimal business results in a highly competitive marketplace. Plan and prioritize work activities to achieve desired results within necessary time frames.

Requirements

3+ years of Commercial Carrier Underwriting experience required
Superior technical underwriting knowledge and sound decision-making skills
Demonstrated success in developing and maintaining solid relationships with all internal and external business partners
Excellent communication, interpersonal and presentation skills
An ability to think analytically about business problems, make recommendations and propose solutions.
High energy self-starter, who is resilient and has an entrepreneurial spirit
Demonstration of solid time, organizational, and desk management skills
Goal-oriented and delivers outcomes
Ability to challenge the status quo and compete to win
Flexibility to travel approximately 10%

Responsibilities

Underwriting all commercial lines, including Business Owner's Policy (BOP), Commercial Automobile, and Workers' Compensation and Umbrella.
Accurately develop and price individual risks, analyze loss and risk information, and recognize file inconsistencies in order to write profitable commercial business.
Underwrite a variety of businesses and effectively apply all applicable Underwriting guidelines when making decisions
Display thorough knowledge of applicable laws, regulations and governance
Partner with aligned territory sales rep to achieve profit and growth objectives.
Develop and maintain relationships with territory aligned agents to deliver the value proposition and drive optimal business results in a highly competitive marketplace.
Plan and prioritize work activities to achieve desired results within necessary time frames.

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