Senior Residential Lender

Taylor Bank

15d • Onsite

About The Position

LEND YOUR SKILLS TO A GREAT OPPORTUNITY
At Taylor Bank, everything we do is about serving our community and building strong customer relationships.

WE ARE SEEKING:

An experienced, relationship-driven Senior Residential Lender to help grow our residential mortgage portfolio and deliver an exceptional lending experience to our customers. This role is ideal for a motivated, customer-focused lending professional who thrives in a team-oriented environment and is committed to delivering high-quality service.
Please note: This position is not a remote role and will be based out of one of our 12 branches located on the Eastern Shore of Maryland, Delaware and Virginia.

Requirements

• Bachelor’s degree in Business, Finance or related field and at least five (5) years of residential lending experience; or equivalent combination of education and experience.
• Strong knowledge of mortgage products, underwriting standards and regulatory requirements.
• Advanced math and analytical skills.
• Proficiency in Microsoft Office (Word, Excel, PowerPoint).
• Excellent communication and interpersonal skills. Able to work in a collaborative environment.
• A passion for customer service and the ability to develop lasting relationships.
• A High level of integrity, confidentiality, and ethical standards.
• Results-driven nature with a focus on meeting sales goals and productivity targets.
• This position requires SAFE registration at the time of employment. Taylor Bank will initiate the SAFE registration process immediately after your employment start date. The NMLS website provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Taylor Bank policies. These include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be required to assess your financial fitness. Employees must also meet ongoing regulatory requirements including additional screening as required.

Responsibilities

• Develop and manage residential mortgage production in line with the bank’s strategic goals and credit standards.
• Receive and evaluate mortgage applications submitted online, digitally, or in person, ensuring complete and accurate documentation.
• Review underwriting analyses for compliance with credit policy and regulatory requirements; resolve exceptions as needed.
• Communicate loan terms, conditions, and documentation requirements to applicants, settlement agents, and related parties.
• Prepare and present loan requests for approval and guide files through final underwriting, closing, and funding.
• Attend loan settlements as needed and ensure closing documentation is accurate and compliant.
• Manage the residential loan portfolio by monitoring insurance, financial updates, and collections activity.
• Oversee construction loan origination and monitoring, including documentation, inspections, budgets, and draw requests.
• Provide oversight and support for HELOC applications taken by branch managers to ensure completeness and compliance.
• Build and maintain strong relationships with borrowers, referral partners, and community stakeholders.
• Represent the bank at community and business events to promote residential lending services.
• Collaborate with branch, credit, and operations teams to enhance workflow efficiency and customer experience.
• Assist with developing or refining residential lending products and programs.
• Perform other related duties as assigned.

Benefits

• Growth opportunities.
• A friendly, collaborative work environment.
• An amazing benefits package: including affordable medical, dental and vision plans; Health Savings Account with employer contribution; employer paid Life, short-term and long-term disability insurance; 401(k) with company match; generous paid time off, paid parental leave and more.
• This is a salaried, exempt position eligible for an incentive plan based on performance.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level