Senior Manager, Digital Product Management (Token)

American Express•Palo Alto, CA

About The Position

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. About the team Reporting to the Director, Token Solutions Strategy, this Senior Manager will be responsible for shaping the strategic vision and go-forward product management/governance SOPs for American Express Token Solutions. This role will require the ability to operate under ambiguity and act in a variety of capacities (strategic thinker, product manager, team lead, initiative implementer) in a fast-paced product organization. You will understand the payments industry and the various functions within the American Express enterprise to define the strategic Token roadmap. You will be able to combine an outside-in perspective while anchoring on Amex enterprise capabilities and priorities (e.g., identifying potential linkages between Tokens and other portfolio products (e.g., Passkeys, Stablecoins, Identity, Digital Wallets, Debit, etc.). The Senior Manager will be a visible leader, responsible for leading thought leadership exercises, cross-functional forums, and elevating token strategy/knowledge.

Requirements

Experience: 5-7+ years in digital payments product, financial services, or strategy roles with proven ability to develop thoughtful, cross-functional strategies and manage multiple stakeholders.
Strategic mindset: Demonstrated ability to anticipate industry trends, operate under ambiguity, and drive “blue sky” thinking into actionable strategies.
Detail oriented: Ability to identify when details matter, and ability to simultaneously drill down into the details without losing strategic vision.
Influence & communication: Excellent executive presence with the ability to influence senior leaders, present complex strategies simply, and drive consensus.
Collaboration: Proven success leading across complex organizations and balancing the needs of multiple stakeholders.
Interest: A passion for advancing payments, innovation, AI, product experimentation, and the future of digital payments experiences.

Responsibilities

Support the definition and execution of the Token product roadmap, balancing long-term vision with immediate business priorities.
Define and support the product management and governance routines of a “full-stack” product organization (define required documentation, lead documentation development, oversee archival completeness)
Lead and manage the Token LT program activities
Conduct customer research and competitive intelligence to ensure product requirements are reflective of real customer problems/needs and changing industry dynamics.
Identify and drive strategic linkages across other portfolio products (e.g., payment tokens with passkeys, stablecoins, and other digital identity/payment solutions) through inward-looking research.
Shape and communicate a forward-looking, fact-based vision that aligns tokenization with enterprise priorities and industry innovation.
Influence enterprise-wide strategy by engaging senior leaders and cross-business stakeholders.
Act as a trusted advisor and thought leader, representing token strategy to senior executives, governance committees, and external stakeholders.
Lead enterprise-wide forums to elevate token visibility and foster cross-functional alignment.
Understand the key token strategic priorities and own tracking/reporting against them.
Partner with the broader Token team (product design and development teams) to identify, track, and implement priorities.

Benefits

Competitive base salaries
Bonus incentives
6%25 Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities