Senior Manager, Business Analytics & Reporting

BMO•Chicago, IL

2d•Hybrid

About The Position

As a senior individual contributor within the Business Banking Credit Risk team, the Senior Manager, Business Analytics & Reporting will provide deep analytical expertise, independent assessment, and effective challenge in support of risk oversight, portfolio monitoring, and policy evaluation. You will leverage advanced technical skills and in-depth knowledge of credit risk concepts to inform decision‑making, ensure data‑driven oversight, and strengthen the overall risk management framework. Provides strategic input into business decisions as a trusted advisor Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group. Acts as a subject matter expert on relevant regulations and policies. Interprets new regulations and assesses impacts to the risk reporting strategy/program framework. Measures the effectiveness of risk reporting program/strategy; recommends changes as required. Conducts independent analysis and assessment to resolve strategic issues. Leads the development and maintenance of the risk reporting framework. Acts as the prime subject matter expert on data/reporting-related topics for internal/external stakeholders. Designs and produces regular and ad-hoc reports, and dashboards. Designs and/or leads initiatives to improve processes, analysis and reporting. May provide specialized support for other internal and external regulatory requirements. Designs, develops, and implements reporting solutions to meet management and regulatory reporting requirements. Provides advice and guidance to assigned business/group on implementation of analytical and reporting solutions. Supports the maintenance, monitoring, and measurement of key risk indicators to internal & external stakeholders. Analyses data and information to provide risk-related insights and recommendations for the assigned portfolio e.g. risk/return assessments, missing data recommendations, external data relevancy, peer data insights, etc. Supports the interpretation of internal and external policies and regulatory requirements relevant to the analytics and reporting mandate e.g. regulatory reporting. Works with various data owners to discover and select available data sources from internal sources and external vendors (e.g. lending system, payment system, external credit rating system) to fulfill analytical needs. Ensures strong governance and effective controls across risk reporting activities and information in accordance with enterprise standards. Analyzes data and highlights significant information including variances, trends, opportunities and exposures; escalates as required. Supports development and execution of strategic initiatives in collaboration with internal and external stakeholders. Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders. Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine. Broader work or accountabilities may be assigned as needed.

Requirements

Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
In-depth/expert knowledge of risk management metrics, KPIs and KRIs.
In-depth/expert knowledge of risk management theory, processes and portfolio management reporting techniques.
In-depth/expert knowledge of reporting & analytics concepts and applications; advanced SAS and Power BI skills required.
In-depth/expert knowledge of database structures and proven ability to accurately merge/manage multiple data sets.
Seasoned professional with a combination of education, experience and industry knowledge.
Verbal & written communication skills - In-depth / Expert.
Analytical and problem-solving skills - In-depth / Expert.
Influence skills - In-depth / Expert.
Collaboration & team skills; with a focus on cross-group collaboration - In-depth / Expert.
Able to manage ambiguity.
Data driven decision making - In-depth / Expert.

Nice To Haves

A seasoned analytical professional with 7+ years of experience in credit risk analytics, preferably within Business Banking or mid‑market lending.
Deep technical fluency in statistical analysis, programming, and risk reporting systems.
Demonstrated ability to independently own complex analysis and produce insights that shape policy, risk appetite, and portfolio strategy.
Comfortable working with large datasets, ambiguous business problems, and fast‑evolving regulatory and portfolio dynamics.
Strong collaboration skills and the ability to serve as a trusted analytical advisor.

Responsibilities

Advanced Analytical & Technical Expertise Applies expert‑level analytical skills to break down complex credit risk problems, integrating data from multiple internal and external sources to produce insights, recommendations, and decision‑ready materials. Designs and produces sophisticated recurring and ad‑hoc reports, dashboards, and analytical tools to support credit risk monitoring and regulatory expectations. Conducts advanced credit portfolio analytics including vintage analysis, trend assessments, risk segmentation, and predictive analysis to identify emerging risks and portfolio vulnerabilities. Supports the development of risk decision strategies including data analytics, simulation, validation testing, and reporting requirements to evaluate the effectiveness of new or modified strategies.
Data Management & Reporting Leadership Defines business requirements for analytics and reporting to ensure data insights inform senior‑level decisions and align with enterprise standards. Ensures strong governance and effective controls for data quality, lineage, and use of key risk indicators (KRIs), including the development, calibration, and ongoing monitoring of KRIs for Business Banking. Participates in and may lead components of strategic initiatives related to credit risk analytics, reporting transformation, and process modernization.
Subject‑Matter Expertise & Consultation Acts as a subject matter expert on regulatory, policy, and industry requirements related to credit risk, risk reporting, and analytics. Provides strategic input to senior leaders regarding portfolio quality, emerging risks, model or policy impacts, and opportunities to enhance monitoring capabilities. Serves as a key partner to first‑ and second‑line stakeholders, offering effective challenge and analytical guidance on business banking originations, credit policy changes, and portfolio strategies.
Programming & Tools Advanced proficiency in SAS, Python, and Power BI, with the ability to automate processes, build analytical models, integrate multiple data sources, and design interactive dashboards. Ability to perform complex portfolio analytics, including vintage curves, cohort performance tracking, segmentation modeling, and early‑warning indicator development.
Risk Management Expertise In‑depth knowledge of credit risk management theory, risk systems, reporting frameworks, and Business Banking lending products. Demonstrated experience with KRIs, KPIs, capital‑at‑risk assessments, and other advanced credit portfolio metrics. Strong understanding of regulatory expectations and internal policies impacting reporting and portfolio oversight.
Communication & Influence Skilled in conveying complex analytical findings to senior stakeholders through clear narratives, visualizations, and recommendations. Proven ability to influence decision‑making in ambiguous or data‑limited environments, supporting cross-functional alignment.

Benefits

BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.
To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

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