Senior Data Analyst - Credit Risk
About The Position
As a Senior Data Analyst , you will play a critical role in evaluating borrower creditworthiness, assessing potential losses, and developing strategies to mitigate credit and fraud risks . You will take the lead on complex data initiatives , working with large datasets to uncover insights that shape business strategy. In this role, you will collaborate with cross-functional teams , apply advanced analytics techniques, and create impactful reports and dashboards . If you thrive in a data-driven environment and enjoy solving complex problems, this is the perfect opportunity for you!
Requirements
- Must be located in Central MN and have reasonable commute to St. Cloud, MN due to in-office requirements.
- Bachelor’s degree in Business, Mathematics, Statistics, Economics, or a related field
- Minimum of 5 years’ experience in data analysis, working with large datasets and complex data projects
- Ability to prepare and effectively present data analyses to business users.
Nice To Haves
- Master’s degree in a relevant field.
- Competent in data analysis and programming tools such as Python, Hive, or R
- Experience in the financial or banking industry, with a focus on credit risk.
Responsibilities
- Lead data analysis projects – collect, clean, and organize large datasets to develop and implement statistical models aimed at reducing credit and fraud risks
- Analyze credit risk exposure – identify trends and opportunities to monitor and assess the loan portfolio’s risk profile
- Develop reports and dashboards – maintain performance monitoring tools using Tableau, SAS, Excel, and SQL
- Conduct predictive modeling – apply advanced statistical techniques to support business strategies and decision-making.
- Collaborate cross-functionally – work with business teams and the Operational Underwriting Team to translate data insights into actionable strategies
Benefits
- Annual Discretionary Bonus
- Earned Safe & Sick Time (ESST)
- Paid Maternity & Paternity Leave
- Paid Time Off (PTO) & 8 Paid Holidays
- Donation Matching & Paid Volunteer Time
- 401(k) Match – 100% of your deferrals up to 5%
- Tuition Reimbursement & Student Loan Match Program
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Number of Employees
101-250 employees
