Rotational Program Associate - Credit Management

Bread Financial•Chadds Ford, PA

2d•Hybrid

About The Position

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Rotational Program Associate position at Bread Financial offers recent college graduates the opportunity to explore different areas of our business and develop a variety of skills. Participants will collaborate with 2-3 different teams throughout our organization in areas such as Global Audit, Risk, Corporate Events and Engagement, People & Culture, Marketing, among possible others. This allows them to better understand their skill set and desired career path. They will also build a firm knowledge of our business and company culture and take part in a Talent Development curriculum focused on self-awareness and early career growth. Our Credit Management team plays a crucial role in maintaining the financial health and stability of our organization. As a Pathways associate, you will be involved in various aspects of credit assessment, risk analysis, and account management. You'll have the opportunity to work closely with seasoned professionals, gaining hands-on experience in evaluating creditworthiness, managing credit portfolios, and developing strategies to mitigate risk.

Requirements

Bachelor’s Degree
Microsoft Office
Time Management
Professional Etiquette
Presentation skills

Nice To Haves

Previous completion of a Bread Financial Summer Internship
Exposure to SQL
Exposure to Python

Responsibilities

Gaining an understanding of the associate’s related area of the enterprise and completion of role-specific training provided by their respective team. Participate and demonstrate new knowledge gained through individual coaching and training conversations, while continuing to expand knowledge of the broader organization. - (30%)
Demonstrate outstanding verbal and written communication skills when working with internal and external partners. Present information in a clear, concise, and professional manner utilizing technology and innovation. - (20%)
Build and maintain effective internal and external business partnerships. Identify, resolve, and escalate concerns as needed. - (20%)
Learn proper process and procedures relevant to an associate’s respective team. Utilize knowledge of Microsoft Office tools and specific job-related technology. - (10%)
Activity-based Training Development curriculum and Talent Mobility programs to facilitate participation development. - (10%)
Actively seek out opportunities to expand knowledge of the broader business. By completing overviews of other teams, project interactions, or other cross functional collaboration, continuously expand knowledge of the organization, offerings, and innovations. - (5%)
Follow established guidelines for quality and productivity. Act responsibly to minimize risk and ensure compliance. Support internal and external audits. - (5%)

Benefits

Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26.
New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period).
Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period.
Hired associates, both full time and part time, can immediately enroll in Bread Financial’s 401(k) plan.
All associates receive 11 paid holidays.
Full-time hourly associates receive a bi-annual grant of Paid Time Off (“PTO”) in each January and July based on their service date and scheduled hours, whereas newly hired full time hourly associates in their first year of employment receive a prorated PTO grant on their 61st day of employment based on the month of hire and scheduled hours.
Associates will receive a payout of any unused PTO, up to 40 hours, paid out in the next calendar year (except associates in Alaska, California, Colorado, Montana and Nebraska who are paid for all unused PTO).
Additionally, hourly associates (except those in California) generally receive 72 hours of Paid Sick Leave Plus (“PSL+”) per calendar year, with a pro-rated grant in the associate’s first year of employment to the extent allowed by applicable law.
If additional PSL+ is required in a particular jurisdiction, the company with comply with applicable law.
Unused PSL+ does not carry over from one calendar year to the next unless required by applicable law.
Instead of PSL+, hourly associates in California receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year.
Hired associates will be able to elect the purchase company stock during offering periods in June and December.
Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).