Risk Manager/Strategist

Checkout.com • Atlanta, GA

3d • Hybrid

About The Position

We are looking for a Manager of Risk Strategy & Analytics who is not just looking to turn the handle on an existing machine, but wants to build the engine itself. You are a Risk Strategist at heart with the technical capability to build models and the operational savvy to implement them. You will own the design and execution of large-scale risk decisioning frameworks, specifically focusing on Credit Risk and Fraud Risk detection. This is a high-impact role for a builder, someone who thrives in a fast-paced Fintech environment and wants to transition manual processes into automated decisioning systems. You will play a pivotal role in defining our risk appetite, managing the entire customer lifecycle (from onboarding to ongoing monitoring), and selecting the right third-party data partners to fuel our growth.

Requirements

• Experience: Minimum of 6–8 years of experience in Risk Management, specifically within Fintech, Lending, or Payments.
• Builder Mindset: Proven track record of building risk infrastructures from scratch or significantly overhauling legacy systems. You are comfortable navigating ambiguity and creating structure.
• Technical Expertise: Strong proficiency in building logic and models. You should be comfortable with data analysis (SQL, Python, or R) and understand how to deploy rules into decision engines.
• Domain Knowledge: Deep understanding of both Credit and Fraud risk typologies. Experience managing both onboarding risk and portfolio risk at scale.
• Vendor Ecosystem: Familiarity with the landscape of third-party risk data providers (identity verification, bureau data, fraud signals).

Nice To Haves

• Payments: Direct experience dealing with payment processing risk or complex funds flow.
• US Market Expertise: Specific regulatory and data vendor knowledge regarding the US financial landscape.
• Start-up/Scale-up Experience: You have thrived in an environment where speed of execution is critical.

Responsibilities

• Risk Strategy & Modeling: Design, build, and optimize predictive models for both Merchant Credit Risk and Merchant Fraud Detection.
• Automated Decisioning: Design data driven large-scale automated risk decisioning workflows.
• Vendor Management: Lead the evaluation, integration, and management of third-party risk vendors and data sources. You will act as the primary strategist for utilizing these tools effectively.
• Cross-Functional Leadership: Work closely with Engineering, Product and other Risk teams to translate risk policies into code and production-ready logic.
• Performance Monitoring: Establish robust reporting and feedback loops to monitor model performance and portfolio health, rapidly iterating strategies based on real-time data.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Education Level: No Education Listed
• Number of Employees: 1,001-5,000 employees