Regulatory & BSA Compliance Lead

Check • New York, NY

44d • $150,500 - $194,700 • Remote

About The Position

Legal & Regulatory Compliance at Check helps teams move fast while staying grounded in trust. We translate complex financial regulations into scalable systems that protect our partners, their customers, and the people who get paid through Check. As Check’s money movement grows, we are expanding our compliance capabilities. We’re hiring a Regulatory & BSA Compliance Lead to oversee BSA/AML and state money-transmission compliance, lead audits and examinations, and develop the systems that ensure Check and our partners operate with confidence. This role mixes strategy with hands-on execution and works closely with Legal, Finance, Product, and our banking partners.

Requirements

• Bring 5+ years of experience in fintech, payments, banking, or regulatory compliance, with direct exposure to AML/BSA/OFAC and money-transmission licensing requirements.
• Hold an ACAMS, CRCM, or bring equivalent expertise in BSA/MTL compliance.
• Have implemented and scaled a cross-functional MTL compliance program
• Have led state exams, partner-bank audits, or regulatory assessments from preparation through resolution and remediation.
• Are comfortable owning both program strategy and execution, including drafting policies and preparing filings.
• Communicate clearly, navigate ambiguity with sound judgment, and influence across teams.
• Use technology to make compliance scalable and efficient.
• You are a builder at heart, comfortable rolling up your sleeves and driving outcomes independently.

Responsibilities

• Own and update Check’s BSA/AML and sanctions program, including drafting policies and procedures and building controls for KYC, investigating suspicious activity, filing SARs, transaction monitoring, training team, and enabling annual program reviews.
• Lead state money-transmission compliance, including licensing, renewals, reporting, and day-to-day regulator engagement.
• Serve as the central point of contact for regulatory audits and partner-bank reviews, and ensure company-wide audit readiness.
• Prepare and submit required regulatory filings, partnering with Finance, Legal, and outside counsel on documentation tied to MTL obligations.
• Maintain and evolve the Compliance Management System, ensuring policies and controls are accurate, accessible, and actionable.
• Use technology to streamline filings, reporting, monitoring, and internal workflows.
• Track and implement remediation items arising from audits, exams, or regulatory findings.
• Report key AML and MTL risks, trends, and program updates to executive leadership and the Board.
• Build strong, collaborative relationships with regulators, banking partners, and industry peers.

Benefits

• Check offers company-sponsored medical, dental, vision, short-term/long-term disability, and basic life insurance coverage, effective on their first day of work.
• We also provide stock options, flexible PTO and sick leave, up to 16 weeks of fully paid parental leave for all new parents, flexible return-to-work, 9 annual holidays, a 401 (k) retirement plan, and a $100 monthly stipend for home internet and mobile phone expenses.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed
• Number of Employees: 101-250 employees