Product Owner - AI

State Farm•Dunwoody, GA

3h•$115,000 - $150,000•Hybrid

About The Position

Being good neighbors – helping people, investing in our communities, and making the world a better place – is who we are at State Farm. It is at the core of how we operate and the reason for our success. Come join a #1 team and do some good! HYBRID: Qualified candidates (in or near hub locations listed below) should plan to spend time working from home and some time working in the office as part of our hybrid work environment. Hybrid work arrangement for Enterprise Technology is defined as residing with a 180-mile radius of the Hubs and Corporate. HUB LOCATIONS: Dunwoody, GA; Richardson, TX; Tempe, AZ; or Bloomington, IL SPONSORSHIP: Applicants are required to be eligible to lawfully work in the U.S. immediately; employer will not sponsor applicants for U.S. work authorization (e.g., H-1B visa) for this opportunity. Are you passionate about driving innovation through AI and Machine Learning to transform customer experiences in FinTech? State Farm is seeking a dynamic and experienced Product Owner to lead the vision and delivery of innovative AI and Machine Learning solutions for Billing and Payments (B&P). This unique offer the chance to build intelligent, customer-centric capabilities that will transform the experience. With a FinTech foundation and AI-first mindset, this is an opportunity to innovate both B&P and the broader organization. As a Product Owner, you will lead the transformation of the Billing & Payments customer journey using cutting-edge AI and ML technologies. This exciting opportunity offers the chance to be at the forefront of shaping the future of digital engagement by delivering intelligent, personalized, and seamless solutions that delight customers, streamline operations, and accelerate business. Join Us! Billing & Payments is a critical horizontal function that supports the entire enterprise by optimizing customer and agent experiences, streamlining billing workflows, and enabling modern payment capabilities. With the rapid rise of generative AI (GenAI) and machine learning technologies, State Farm is evolving its digital engagement channels exceed rising customer expectations and strategic business objectives. Product Overview: Our AI Product Team will deliver advanced AI and ML-powered features designed to enhance multiple critical channels within the Billing & Payments ecosystem: Direct Customer Channel: Empower customers with intuitive, AI-driven self-service options that provide personalized, real-time assistance and streamline billing and payment processes, enhancing satisfaction and simplifying interactions. Agent Channel: Equip our agents with intelligent tools and actionable insights to improve first contact resolution, reduce escalations, and enable faster, more informed support engagements. Operations: Drive operational efficiency through intelligent automation, predictive analytics, and data-driven insights that optimize billing workflows, reduce costs, and support scalable, compliant payment operations.

Requirements

Minimum 3+ years of experience as a Product Owner, ideally in FinTech or Billing & Payments domains
Proven expertise in delivering AI and Machine Learning powered products or features, with a strong understanding of their impact on customer experience and operational efficiency
Excellent communication and storytelling skills, capable of building trust-based relationships across diverse teams and stakeholders
Ability to clearly and compellingly convey complex AI/ML concepts and product visions to both technical and non-technical audiences
Demonstrated high ownership and initiative, with a strong sense of accountability and the ability to proactively engage multiple stakeholders to drive business outcomes
Strong analytical and problem-solving skills, with experience leveraging data to inform product decisions
Familiarity with agile methodologies and experience facilitating agile teams

Nice To Haves

Experience working in Billing & Payments, Digital Payments, or broader FinTech ecosystems
Knowledge of regulatory compliance and security considerations relevant to billing and payments solutions
Hands-on experience or strong familiarity with AI companion technologies
Background working with generative AI (GenAI) or advanced machine learning delivery
Bachelor's degree, a plus
AWS certifications, a plus

Responsibilities

Define and own the product vision, roadmap, and strategy for AI and ML initiatives within the Billing & Payments suite, aligned with enterprise goals
Collaborate closely with business strategy team, engineering, data science, UX, and other business stakeholders to translate customer needs and market trends into prioritized features and user stories
Serve as the voice of the customer, leveraging data insights, chat logs, and user feedback to identify opportunities and measure impact
Manage the product backlog, ensuring clear requirements, acceptance criteria, and timely delivery of valuable AI capabilities
Facilitate agile ceremonies and foster a collaborative, outcome-focused team environment
Continuously evaluate emerging AI/ML technologies and industry best practices to inform product innovation and maintain competitive advantage
Communicate progress, challenges, and successes to leadership and stakeholders, driving alignment and support.

Benefits

Because work-life balance is a priority at State Farm, compensation is based on our standard 38:45-hour work week!
Potential starting salary range: $115,000 - $150,000
Starting salary will be based on skills, background, and experience
High end of the range limited to applicants with significant relevant experience
Potential yearly incentive pay up to 15% of base salary
At State Farm, we offer more than just a paycheck. Check out our suite of benefits designed to give you the flexibility you need to take care of you and your family!
Get Paid! On top of our competitive pay, you are eligible for an annual raise and bonus.
Stay Well! Focus on you and your family’s health with our robust health and wellbeing programs. State Farm pays most of your healthcare premium, and we offer multiple healthcare plan options, including a high deductible plan. All medical plans provide 100% coverage for in-network preventative care, AND you and your family have access to vision, dental, telemedicine, 24/7 mental health professionals, and much more!
Develop and Grow! Take advantage of educational benefits like industry leading training programs, top-notch tuition assistance programs, employee resource groups, and mentoring.
Plan Ahead! Plan for those big moments in life with benefits like fertility/IVF/adoption assistance, college coaching, national discount programs, interactive monthly financial workshops, free financial coaching, and more. You can also start a savings account or consider financing through our State Farm Federal Credit Union!
Take a Little “You” Time! You will have access to our generous time off policies designed so you can plan around holidays, family events, volunteering, or just to take a relaxing day off. With the opportunity to initially earn up to 20 days annually plus parental leave, paid holidays, celebration day, life leave (40 hours/year), bereavement leave, and community service/education support days, there will be plenty of time for you!
Give Back! We offer several ways to give back through our Matching Gift Program, Good Neighbor Grant Program, and the Employee Assistance Fund.
Finish Strong! Plan for retirement using free financial advisors and a 401(k) plan with company contributions of up to 7% of your salary.
Visit our State Farm Careers page for more information on our benefits, locations, and the hiring process of joining the State Farm team!