Processor, QC - Mortgage Risk Advisory

Baker Tilly

1d•$67,000 - $89,360

About The Position

The Mortgage QC Verifications Processor is responsible for performing post-closing quality control (QC) reverifications in accordance with Fannie Mae, Freddie Mac, HUD, and VA guidelines. This role ensures the accuracy, completeness, and compliance of loan files by independently validating key borrower and loan data as part of the post-closing QC review process.

Requirements

Minimum 3 years of mortgage industry experience, preferably in Quality Control, processing, underwriting, or post-closing
Strong knowledge of: Mortgage loan documentation Income calculation and employment types Asset documentation and sourcing
Familiarity with Fannie Mae and all other agency guidelines for post-closing QC requirements
Experience with QC platforms such as ACES (preferred)
High attention to detail and strong analytical skills
Ability to manage multiple files and meet deadlines in a fast-paced environment
Strong written and verbal communication skills

Nice To Haves

Previous experience in Quality Control reverifications
Knowledge of fraud detection techniques and red flags
Experience working with multiple investor guidelines

Responsibilities

Perform required post-closing reverifications including, but not limited to: Employment (VOE) Income Assets (VOA) Rent/mortgage history (VOR/VOM)
Execute all QC reverification activities in compliance with agency standards and guidelines
Review loan files and supporting documentation to identify required reverification components
Initiate and follow up on third-party verification requests (employers, financial institutions, landlords, etc.)
Ensure all reverifications are: Independently obtained Properly documented Completed within required timelines
Validate accuracy of borrower information compared to original loan file data
Recalculate borrowers’ income to ensure accuracy
Identify discrepancies, red flags, or potential fraud indicators and escalate appropriately
Maintain detailed documentation of all verification attempts and results in QC systems (e.g., ACES or equivalent)
Meet established productivity and quality benchmarks
Adhere to company policies, client-specific requirements, and regulatory standards