Pricing & Risk Director

Kin Insurance

3d•Remote

About The Position

Lead Kin’s pricing and risk function by setting department strategy, driving innovation, and influencing executive and regulatory decisions at scale. Let us introduce ourselves Kin Insurance is redesigning insurance to be smarter, faster, and centered on the customer. We use intelligent pricing, offer seamless bundling, and make every step (including purchasing, servicing, and claims) simple and friction-free, especially in the places traditional insurers often ignore. We empower people to protect what matters most, starting with their homes and expanding to everything they value, in a world where climate risks, rising costs, and outdated systems leave too many people behind. Our approach has fostered outstanding growth, attracted marquee investors, and honored us with accolades, including being named to: Built In Chicago's Best Places to Work, Midsize Companies (2021–2025) Forbes' America's Best Startup Employers (2021–2024) Inc. 5000 Fastest-Growing Private Companies Forbes’ Fintech 50 Great Places to Work Certified (2024–2026) We are also a remote-first employer, with kinfolk located in over 35 states. Established in 2016, we currently insure customers in 13 states (and counting), and were most recently valued at $2B. The opportunity We’re looking for a Pricing and Risk Director to lead Kin’s Pricing & Risk Management department and define how pricing strategy, risk frameworks, and analytical insight drive business growth. This role represents the shift from managing organizational execution to accountability for department-level direction, resources, and outcomes. You’ll set the roadmap for the function, oversee budgeting and hiring, and guide innovation in pricing and risk methodologies. As a leader, you’ll partner closely with executives and external stakeholders to ensure pricing decisions are aligned with Kin’s long-term strategy, regulatory expectations, and market realities.

Requirements

7+ years of pricing, risk, actuarial, or advanced analytics experience with 9+ years of relevant analytical or quantitative experience
Experience leading a pricing, risk, or analytics function with responsibility for strategy and outcomes
Proven ability to manage departmental budgets, hiring, and resource planning
Deep expertise in executive dashboards, enterprise risk KPIs, and predictive strategy validation
Strong understanding of regulatory modeling and compliance requirements
Ability to influence executive leadership and external stakeholders with clarity and credibility
Demonstrated success driving enterprise-level innovation and continuous improvement
High standards for integrity, judgment, and decision-making, paired with openness to diverse perspectives

Responsibilities

Lead the Pricing & Risk Management department’s roadmap, prioritization, and long-term strategy
Own departmental budgeting, headcount planning, and hiring to support business goals
Drive innovation in pricing strategies, risk frameworks, and analytical approaches
Present pricing and risk insights to executive leadership and regulatory bodies
Ensure accountability and consistent delivery across teams through clear goals and standards
Oversee enterprise-level dashboards, risk KPIs, and performance reporting
Shape and guide regulatory modeling and compliance strategy at scale
Foster a culture of innovation, continuous improvement, and data-driven decision making
Resolve complex, enterprise-wide challenges through critical analysis and cross-functional leadership

Benefits

Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level
401(k) with company match up to 4% of eligible earnings
Multiple medical plan options, plus dental and vision coverage
Company-funded HSA contributions (based on medical plan selection)
Company-paid life insurance and short-term disability
A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance
Access to mental health support and confidential counseling resources
Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
Career mobility and internal growth opportunities across the organization
Professional development budgets for certifications, conferences, and learning available, subject to management approval