Post Closing Specialist I - Cleveland/Buffalo/Salt Lake City

KeyBank • Amherst, NY

6d • $18 - $23

About The Position

The Post Closing Specialist is responsible for reviewing, auditing, and finalizing mortgage loan files after closing. This role ensures that all documentation is complete, accurate, and compliant with investor and regulatory requirements. The Specialist works closely with internal departments, title companies, and investors to resolve post-closing issues and ensure timely delivery of loan packages.

Requirements

• 1+ years experience in residential mortgage lending.
• Knowledge of mortgage products and investor guidelines (FNMA, FHLMC, GNMA, FHA, VA).
• Understanding of federal and state mortgage regulations.
• Exposure with FHA Connection and loan documentation systems.
• Excellent attention to detail and organizational skills.
• Strong analytical and problem-solving abilities.
• Proficiency in Microsoft Office, loan documentation systems, and investor delivery platforms.
• Ability to manage priorities and meet deadlines.
• Excellent communication and customer service skills.
• Knowledge of real estate and mortgage terminology.
• Ability to work collaboratively in a team environment.
• Adaptability to evolving industry standards and technologies.
• High level of trustworthiness, accountability, and a selfless, team-oriented attitude.
• Ability to maintain confidentiality in dealing with highly sensitive client information.

Nice To Haves

• Associate's Degree or equivalent experience (preferred)

Responsibilities

• Review closed loan files for completeness and accuracy.
• Ensure compliance with FNMA, FHLMC, GNMA, FHA, VA, and private investor guidelines.
• Audit loan documents to meet federal and state regulations including RESPA, TILA, HOEPA, and QM.
• Submit final loan packages to investors and track post-closing conditions.
• Communicate with internal teams and external partners to resolve discrepancies.
• Maintain accurate records in loan origination systems.
• Monitor and meet investor shipping deadlines.
• Support audits and quality control reviews as needed.
• Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
• Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree