Personal Lines Underwriter
About The Position
Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Bridge Specialty Group is seeking a Personal Lines Underwriter to join our growing team! This Personal Lines Underwriter is responsible for quoting, binding and servicing complex property submissions with a non admitted carrier. Product Specialists also assist customers in determining risk placement amongst a wide variety of admitted and non admitted products offered by our agency. How You Will Contribute: Use critical thinking, understanding of the market and underwriting best practices to determine individual risk acceptability, pricing, best coverage, terms and conditions within established authority and carrier guidelines. Provide clear communication and documentation of rationale for decisions and options. Review inspection reports to confirm eligibility and accuracy of risk presentation; communicate required action and present solutions as needed to maintain profitability and retention. Collect proper documentation and forms to maintain customer files accurately and consistently in accordance with department workflows and procedures. Collect and review Surplus Lines forms for accuracy and completeness. Building and maintaining positive agency and carrier relationships with regular communication. Assist customers in determining risk placement amongst a wide variety of admitted and non admitted markets. Assist customers in servicing accounts; respond to inquiries in a timely and professional manner. Identify potential errors and omissions exposures and implement procedures which will minimize or eliminate same. Train teammates on carrier products and procedures; serve as a resource for internal staff when addressing technical underwriting issues, keep underwriting training materials up to date and communicate changes to team Pursue a program of personal and professional development Other duties as assigned
Requirements
- Current California State Insurance License and appropriate Non-Resident Licenses
- 3-5 years of personal lines underwriting experience
- Working knowledge of MS Office (Word, Excel, & Outlook)
Nice To Haves
- CPCU and/or CIC designations (preferred)
- E&S wholesale experience (preferred)
- Working knowledge of carrier websites (preferred)
- Experience with Agency Management Software Systems
Responsibilities
- Use critical thinking, understanding of the market and underwriting best practices to determine individual risk acceptability, pricing, best coverage, terms and conditions within established authority and carrier guidelines.
- Provide clear communication and documentation of rationale for decisions and options.
- Review inspection reports to confirm eligibility and accuracy of risk presentation; communicate required action and present solutions as needed to maintain profitability and retention.
- Collect proper documentation and forms to maintain customer files accurately and consistently in accordance with department workflows and procedures.
- Collect and review Surplus Lines forms for accuracy and completeness.
- Building and maintaining positive agency and carrier relationships with regular communication.
- Assist customers in determining risk placement amongst a wide variety of admitted and non admitted markets.
- Assist customers in servicing accounts; respond to inquiries in a timely and professional manner.
- Identify potential errors and omissions exposures and implement procedures which will minimize or eliminate same.
- Train teammates on carrier products and procedures; serve as a resource for internal staff when addressing technical underwriting issues, keep underwriting training materials up to date and communicate changes to team
- Pursue a program of personal and professional development
- Other duties as assigned
Benefits
- Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
- Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
- Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services
- Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
Number of Employees
11-50 employees
