Personal Lines Underwriter

Brown & Brown Insurance • Walnut Creek, CA

2d

About The Position

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Bridge Specialty Group is seeking a Personal Lines Underwriter to join our growing team! This Personal Lines Underwriter is responsible for quoting, binding and servicing complex property submissions with a non admitted carrier. Product Specialists also assist customers in determining risk placement amongst a wide variety of admitted and non admitted products offered by our agency. Bridge Specialty Group creates a seamless way to connect the varying needs of our retail partners with the market clout and talents of our wholesale entities. Our more than 25 niche-focused brands reflect our deep experience and specialization in construction, general casualty, environmental liability, professional liability, health care, public entity, workers’ comp, property and personal lines. With more than 50 locations and more than 2,000 team members throughout the United States and Europe, Bridge has access to more than 200 standard and excess & surplus lines carriers that support our $7+ billion premium book. Our focus is on bringing the power of collective size and specialty to the wholesale brokerage marketplace. Bridge Specialty Group – aligning risk with greater reach.

Requirements

• 3-5 years of personal lines underwriting experience
• Current California State Insurance License and appropriate Non-Resident Licenses
• Working knowledge of MS Office (Word, Excel, & Outlook)

Nice To Haves

• E&S wholesale experience (preferred)
• CPCU and/or CIC designations (preferred)
• Working knowledge of carrier websites (preferred)
• Experience with Agency Management Software Systems

Responsibilities

• Use critical thinking, understanding of the market and underwriting best practices to determine individual risk acceptability, pricing, best coverage, terms and conditions within established authority and carrier guidelines.
• Provide clear communication and documentation of rationale for decisions and options.
• Review inspection reports to confirm eligibility and accuracy of risk presentation; communicate required action and present solutions as needed to maintain profitability and retention.
• Collect proper documentation and forms to maintain customer files accurately and consistently in accordance with department workflows and procedures.
• Collect and review Surplus Lines forms for accuracy and completeness.
• Building and maintaining positive agency and carrier relationships with regular communication.
• Assist customers in determining risk placement amongst a wide variety of admitted and non admitted markets.
• Assist customers in servicing accounts; respond to inquiries in a timely and professional manner.
• Identify potential errors and omissions exposures and implement procedures which will minimize or eliminate same.
• Train teammates on carrier products and procedures; serve as a resource for internal staff when addressing technical underwriting issues, keep underwriting training materials up to date and communicate changes to team
• Pursue a program of personal and professional development
• Other duties as assigned

Benefits

• Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
• Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
• Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
• Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed
• Number of Employees: 5,001-10,000 employees