Mortgage Processor/Closing Agent

First Northern Credit Union•Rockford, IL

About The Position

If you are interested in working for a leader in the credit union industry, then we are looking for you! We are a dynamic company with growth opportunities. Our membership base consists of ComEd, Exelon, Northwestern Memorial Hospital and Northwestern University employees and students, as well as a 14-county community charter including Evanston and Rockford. This individual will be responsible for processing first mortgage products, will be accurate with file submission, compliance, and timeliness of processing/closing. Includes knowing the guidelines and requirements for each product and investor we work with. In this role you will initiate, track and collect the proper documentation necessary for the mortgage loan process. You'll assure that all the necessary components of a mortgage loan file are secured, organized and maintained throughout the origination process. Further, you'll be responsible for filing assembly and submission to underwriting, as well as completing closing packages. Finally, you will support the efforts of the mortgage loan team with activities and projects as assigned. In addition, you will have exceptional telephone communication, follow-through and interpersonal skills. Problem solving, including working with loan officers, members, underwriters, and closers to clear conditions or determining program guidelines is a must. And lastly, expect to assist the loan officers in communicating with a borrower as a supporting member of their team. If you're ready to bring your skills and join an excellent and highly experienced mortgage team, let's talk! We offer a generous benefits package, including medical, dental and vision insurance; free life and disability plans; 401k with company match after 1 year of employment; annual performance, incentive plans and more. To learn more about First Northern Credit Union, go to www.fncu.org .

Requirements

High School Diploma
Exceptional telephone communication, follow-through and interpersonal skills
Problem solving, including working with loan officers, members, underwriters, and closers to clear conditions or determining program guidelines is a must
Must have a solid understanding and ability to use Microsoft Word, Outlook, and Excel
One to three years of credit union and or banking experience
Previous mortgage processing experience is required

Nice To Haves

Knowledge of mortgage functions and guidelines is desirable
Working knowledge of Mortgagebot, Image Flow, and Doc Magic is strongly preferred

Responsibilities

processing first mortgage products
accurate with file submission, compliance, and timeliness of processing/closing
knowing the guidelines and requirements for each product and investor we work with
initiate, track and collect the proper documentation necessary for the mortgage loan process
assure that all the necessary components of a mortgage loan file are secured, organized and maintained throughout the origination process
filing assembly and submission to underwriting
completing closing packages
support the efforts of the mortgage loan team with activities and projects as assigned
assist the loan officers in communicating with a borrower as a supporting member of their team