Mortgage Processor

FLORIDA CREDIT UNION•Gainesville, FL

3d•Onsite

About The Position

Evaluate all information supplied on residential loan applications. Verify, through outside sources, the validity of the information, calculate debt-to-income and loan-to-value ratios and assemble a completely documented file for submission to underwriting for application approval. Performs the following duties in accordance with Florida Credit Union’s policies, business-planned goals, and objectives as established by the SVP of Lending and department manager by completing the following duties personally.

Requirements

A high school diploma or GED combined with 1-3 years of related experience, or an equivalent mix of education and hands-on experience.
A current driver’s license.

Responsibilities

Maintain open communication with applicants throughout the processing period, assisting with any questions and notifying them when additional information is required.
Monitor incoming mail and documents for information verifying the data collected by loan officers and ensure compliance with underwriting guidelines.
Process requests for extensions to members’ commitment in accordance with credit union policy.
Complete a final evaluation and analysis of the completed application package and prepare the file for approval, specifying any applicable conditions to the approval. Review the commitment and any additional required disclosures.
Coordinate and print submission documents, assemble submission file and prepare file for closing or closing department review.