Mortgage Loan Processor

San Antonio Citizens Federal Credit Union•San Antonio, FL

1d•$23 - $28•Onsite

About The Position

Are you ready to take your career to the next level as a Mortgage Loan Processor? Join San Antonio Citizens Federal Credit Union in our vibrant San Antonio, FL location, where your expertise in mortgage lending will be valued and celebrated. This onsite position offers a competitive pay range of $23 - $28 Per hour , reflecting your skills as a proficient loan processor. You will collaborate with a passionate team dedicated to providing exceptional service to our members, all while working in a community-driven environment. Your role will directly impact the lives of borrowers, making this an exciting opportunity for those who embrace empathy and dependability. As a team member you'll be able to enjoy benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Flexible Spending Account, Competitive Salary, Paid Time Off, Snack/Drink Room, and Employee Discounts. If you’re looking for a fulfilling and professional workplace where your contributions matter, we invite you to apply today! A little about us At San Antonio Citizens Federal Credit Union, we are dedicated to cultivating a culture of service excellence service standards. These service standards are important for how we engage with our members, non-members, and teammates. They reflect our core values of Dependable, Passionate, Collaborative, Empathy, and Community, supporting our vision to empower dreams and our mission to leverage our collective resources to help one another thrive. Your day as a Mortgage Loan Processor As a Mortgage Loan Processor at San Antonio Citizens Federal Credit Union, your role is crucial in ensuring a smooth mortgage lending process. You will meticulously verify data entered into applications for accuracy and upload the necessary documents into our Loan Origination System (LOS). Your responsibilities include ordering appraisals, title work, termite inspections, and surveys, while maintaining regular communication through weekly email updates to all parties involved. You will diligently complete all requirements within the “process and validate” path in the LOS, clearing conditions set by our automated underwriting system. Once the appraisal is completed, you will mail it to the member and review credit reports alongside other documentation for secondary requirements. Additionally, you'll be responsible for submitting loans for underwriting approval, clearing file conditions for closing, and preparing documents within the LOS. Your support will extend to assisting mortgage originators with daily functions, including locking interest rates and creating disclosures. This role emphasizes collaboration and attention to detail, essential for a successful mortgage loan processing experience. What we're looking for in a Mortgage Loan Processor To thrive as a Mortgage Loan Processor at San Antonio Citizens Federal Credit Union, several key skills and qualifications are essential. A high school diploma or equivalent is required, along with 1-2 years of prior experience in a lending environment, preferably within mortgage lending. You should possess a general knowledge of various mortgage loan products and have proficient keyboard and calculator skills to accurately record information and perform necessary mathematical calculations. Excellent verbal and written communication skills are crucial to effectively engage with members, colleagues, and all relevant parties. Attention to detail is vital, as you will be responsible for ensuring the accuracy of documents and data. Organizational skills, punctuality, and dependability will contribute to your success in this collaborative environment. Bilingual proficiency in Spanish is preferred but not required, enhancing your ability to connect with a diverse member base. Familiarity with Microsoft Windows, Excel, and Outlook will further support your performance in this role. Knowledge and skills required for the position are: General knowledge of mortgage loan products Must possess excellent verbal and written communication skills; to effectively communicate with members, fellow employees, and all others as needed. Must possess excellent attention to detail and strong organizational skills Must be dependable, punctual, and a solutions-oriented team player High School Diploma or equivalent Bilingual/Spanish preferred not required 1-2 years prior experience in a lending environment preferably mortgage lending Must have proficient keyboard and calculator skills along with experience working with Microsoft Office Excel and Outlook Ready to join our team? We're looking for talented individuals like you to join our team and help us achieve our goals. If you're passionate, driven, and committed to making a difference, we want to hear from you! Don't wait - apply now and take the first step towards a fulfilling career with endless possibilities. Let's work together to make great things happen!

Requirements

High school diploma or equivalent is required
1-2 years of prior experience in a lending environment, preferably within mortgage lending
General knowledge of various mortgage loan products
Proficient keyboard and calculator skills to accurately record information and perform necessary mathematical calculations
Excellent verbal and written communication skills to effectively engage with members, colleagues, and all relevant parties
Attention to detail is vital, as you will be responsible for ensuring the accuracy of documents and data
Organizational skills, punctuality, and dependability will contribute to your success in this collaborative environment
Must possess excellent attention to detail and strong organizational skills
Must be dependable, punctual, and a solutions-oriented team player
Must possess excellent verbal and written communication skills; to effectively communicate with members, fellow employees, and all others as needed
Must have proficient keyboard and calculator skills along with experience working with Microsoft Office Excel and Outlook

Nice To Haves

Bilingual proficiency in Spanish is preferred but not required, enhancing your ability to connect with a diverse member base
Familiarity with Microsoft Windows, Excel, and Outlook will further support your performance in this role
Bilingual/Spanish preferred not required

Responsibilities

Meticulously verify data entered into applications for accuracy
Upload the necessary documents into our Loan Origination System (LOS)
Ordering appraisals, title work, termite inspections, and surveys
Maintaining regular communication through weekly email updates to all parties involved
Diligently complete all requirements within the “process and validate” path in the LOS, clearing conditions set by our automated underwriting system
Mail appraisal to the member
Review credit reports alongside other documentation for secondary requirements
Submitting loans for underwriting approval
Clearing file conditions for closing
Preparing documents within the LOS
Assisting mortgage originators with daily functions, including locking interest rates and creating disclosures