Mortgage Loan Processor

OneTrust Home Loans

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About The Position

CalCon Mutual Mortgage dba OneTrust Home Loans is an organization with an outstanding reputation for quality products and services, valuing integrity, transparency, innovation, and greatness. The company focuses on listening to clients' needs, providing detailed information and sound advice on mortgage options, and applying experience to present solid home financing solutions. They emphasize a transparent and open communication loan process to close loans quickly. The Mortgage Loan Processor will oversee the processing of residential mortgage loans, ensuring accuracy, compliance, and timely closings. This role acts as a liaison between borrowers, loan officers, and underwriters while supporting process improvements.

Requirements

• Bachelor's degree or equivalent combination of education and experience.
• 5+ years' previous loan processing experience with strong understanding of conventional, FHA, VA, and USDA loan guidelines.
• Proven track record of managing a high volume loan pipeline with accuracy and efficiency.
• Knowledge of underwriting terminology.
• Maintain a knowledge of lending guidelines, investor programs, industry requirements and changes.
• Demonstrated computer skills in word processing, spreadsheet and electronic mail software.
• Strong communication and interpersonal skills, and a high level of professional integrity.
• High level of customer service skills.
• Maintains a positive, helpful, constructive attitude and work relationship with co-workers and supervisor.
• Strong time management and organizational skills in a dynamic, constantly changing environment.
• Attention to detail and quality focused.

Nice To Haves

• Encompass experience preferred.

Responsibilities

• Review and process mortgage loan files from application through closing.
• Perform welcome calls with borrowers within department timeframes.
• Verify borrower documentation for accuracy, completeness, and compliance.
• Meet daily performance metrics as defined by management.
• Monitor loan pipeline to ensure deadlines are met and files move efficiently through the loan process.
• Ensure all loans meet regulatory, investor and company requirements.
• Work directly with borrowers, Mortgage Loan Originators, Underwriting and vendors to satisfy outstanding loan conditions.
• Identify and address potential red flags within loan files.
• Deliver clean, complete and accurate files to both Underwriting and Closing Departments.
• Maintain up to date knowledge of loan products, regulatory changes and investor guidelines.
• Attend and complete regulatory and compliance training, as required.
• Other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Number of Employees: 1-10 employees