Mortgage Loan Officer - Michigan

DFCU Financial•Lansing, MI

115d•Hybrid

About The Position

DFCU Financial is looking for Mortgage Loan Officers for the Ann Arbor, Grand Rapids and Lansing, MI areas to join our team. In this role, the Mortgage Loan Officer is responsible for all requirements in the originating of mortgage applications for the DFCU portfolio and saleable loans to the secondary market.

Requirements

High School diploma or equivalent.
Minimum three years current experience as a Mortgage Loan Officer with annual production levels exceeding $8 million.
Demonstrated knowledge of mortgage regulations and secondary market requirements.
Excellent interpersonal skills, including effective verbal and written communication.
Detail oriented with strong organizational skills.
Ability to work independently and within a team environment.
Consistent positive, cooperative, self-motivated, courteous and professional attitude.
May require some evening and Saturday hours.

Responsibilities

Maintain a relationship with the local real estate community, offering information on our products and services.
Proactively network to generate business.
Work with borrowers to recommend a course of action based on the borrower’s goal to be pre-approved, refinance or purchase a property.
Respond to borrowers both inside and outside the office, answering inquiries and accepting applications in person, by phone or online.
Review borrower supplied documentation to confirm it meets requirements prior to sending to the processing center.
Assist processing team with borrower interaction as required.
Assist in training less experienced employees when requested.
Assist with business development efforts for the Mortgage Services department.
Attend local Board of Realtors functions.

Benefits

Potential for a hybrid work schedule
401k plan match, dollar for dollar up to 4%
Tuition reimbursement / Education assistance
Medical, dental and vision insurance effective date of hire
Health savings account (HSA)
Flexible spending accounts for medical and dependent care expenses
Adoption assistance for qualified expenses maximum $10,000 per child
Wellness initiatives and reimbursements
Pre-paid legal services plan
Identity protection plan
Accident supplemental plan
Short- & long-term disability plans paid for by company
Company provided basic life insurance of $50,000 plus supplemental for employee, spouse, and child
Pet Insurance
Paid time off
Paid holidays (13 per year)
Free financial planning assistance
Paid lunch time
Numerous fun employee events throughout the year
Volunteer and community engagement opportunities
Employee loan discounts (closed-end loans)
Service / anniversary awards
Employee discounts for company logo wear
Recognition and awards for outstanding team and individual performance (branch and member service center employees)
Employee referral payouts for recruiting your friends and family
Ongoing training opportunities
Leadership development program
Flexible scheduling for students