Mortgage Loan Assistant

Royal Credit Union•Edina, MN

1d•$28 - $32

About The Position

Team Members are at the core of who we are; living our core values of making a difference, doing the right thing, making it easy, being caring, being friendly, nice, and respectful, and taking ownership. Perhaps Royal is the change you’re looking for. Royal Credit Union is looking for caring, energetic team members who want to create a positive impact in the lives of our Members. Is this you? If so, let us know by submitting an application! Are you detail-oriented and passionate about helping Members achieve their homeownership goals? Become a Mortgage Loan Assistant at Royal Credit Union! In this role, you’ll support loan origination, build relationships with Members and partners, and help drive the growth of our mortgage and HELOC portfolio. Why Royal? Member and Community Focused: We are dedicated to making a positive impact on our Members and the communities we serve, going beyond financial services to enrich lives and foster growth. Supportive Environment: Join a collaborative, values-driven workplace that is always evolving. We support each other and work together to achieve our goals. Professional Growth: We offer numerous opportunities for training and advancement, helping you continuously develop and advance your skills. Empowerment: We empower our team members to make decisions and drive initiatives that help our Members achieve their financial goals. Your ideas and contributions are valued and encouraged. Community Involvement: Engage with your local community through various initiatives and events, making a tangible difference where you live and work. Be part of something bigger. What You’ll Do: Responsible for assisting in origination of residential mortgage loans as well as lot loans. Sourcing both internal and external HELOC opportunities. Conducts initial pre-qualification interviews and prepares complete loan application packages and necessary documentation. Convey policies for extension of credit in accordance with Credit Union and secondary investor guidelines. Meet Mortgage Loan scheduling and documentation requirements, and production expectations as determined by the Regional Mortgage Sales Manager. Establish internal relationships with existing members and team members. Establish perspective relationships to align with the growth and retention of the RCU mortgage department with the focus on HELOC growth. Our Commitment To You: Compensation: $28.25- $31.60 (candidates with significant related experience may be higher) Benefits: Royal is proud to take care of our team members and their families! In addition to our comprehensive medical, dental, and vision insurance plans, Royal offers a 5% 401k employer match, paid family and sick leave, vacation and sick time accruals, childcare reimbursement, tuition and student loan debt assistance, pet insurance, and much more! What’s Needed For This Position: High School Diploma or Equivalent Two (2) years related experience working in a financial institution or other related sales/customer service position Must be bondable upon hire NMLS Certification Knowledge, Skills and Competencies: Strong knowledge of financial services and basic accounting principles, with the ability to comply with all federal and state regulations. Excellent customer service and communication skills, both written and verbal, to support Members and team members. Strong organizational and time management skills; able to prioritize, multi-task, and work efficiently under multiple deadlines and changing priorities. Analytical and critical thinking skills to make decisions regarding complex daily work, resolve recurring problems, and identify sales opportunities. Ability to work independently and as part of a team, maintain meticulous attention to detail, and produce accurate, high-quality materials and transactions. We’d Love To See: Two (2) years of experience working in Mortgage Origination or Processing Work Schedule: [Full-Time/Part-Time], working approximately 40 hours per week. Hours and shifts vary between 8am-5pm Monday through Friday, and Saturdays as needed. Ready to make a positive impact? APPLY NOW if you are ready to take on this exciting challenge to contribute to our mission and continue your career at Royal Credit Union! We will be communicating with you by email and/or text on the status of your application. Please monitor your email inbox and junk folder for status updates and additional instructions. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, protected veteran status or status as an individual with disability.

Requirements

High School Diploma or Equivalent
Two (2) years related experience working in a financial institution or other related sales/customer service position
Must be bondable upon hire
NMLS Certification
Strong knowledge of financial services and basic accounting principles, with the ability to comply with all federal and state regulations.
Excellent customer service and communication skills, both written and verbal, to support Members and team members.
Strong organizational and time management skills; able to prioritize, multi-task, and work efficiently under multiple deadlines and changing priorities.
Analytical and critical thinking skills to make decisions regarding complex daily work, resolve recurring problems, and identify sales opportunities.
Ability to work independently and as part of a team, maintain meticulous attention to detail, and produce accurate, high-quality materials and transactions.

Nice To Haves

Two (2) years of experience working in Mortgage Origination or Processing

Responsibilities

Assisting in origination of residential mortgage loans as well as lot loans.
Sourcing both internal and external HELOC opportunities.
Conducts initial pre-qualification interviews and prepares complete loan application packages and necessary documentation.
Convey policies for extension of credit in accordance with Credit Union and secondary investor guidelines.
Meet Mortgage Loan scheduling and documentation requirements, and production expectations as determined by the Regional Mortgage Sales Manager.
Establish internal relationships with existing members and team members.
Establish perspective relationships to align with the growth and retention of the RCU mortgage department with the focus on HELOC growth.