Mortgage Closer

F&M Trust • Chambersburg, PA

12h • Hybrid

About The Position

F&M Trust is seeking a Mortgage Lending Closer for our Residential Mortgage Lending Department. This position will report to Chambersburg, PA or another available office location within the Capital Region. A hybrid working arrangement is available following a satisfactory introductory period and successful demonstration of key accountabilities. WHAT SETS US APART? F&M is a true community bank. We are a community-based lender committed to our hometowns with over 120 years of history. Here, you're recognized as an individual-not a number-and you'll find a supportive, connected workplace paired with long-term stability and meaningful career growth. ABOUT THE ROLE This Closer will have a variety of responsibilities that they work through on an on-going basis. This individual will be responsible for ensuring that mortgage loan documentation complies with state and federal banking regulations. Review pre/post close mortgage loan files with a high degree of accuracy while adhering to bank policies and procedures. At the end of the day, you're fulfilled knowing that you were a key piece in fulfilling dreams of homeownership. Whether you're helping first-time homebuyers, your neighbors, a family on your child's sports team, or another family in your community, you are pivotal in helping them through the, or one of the, biggest purchases in their life.

Requirements

• High School Diploma or GED
• A minimum of three (3) – five (5) years' working knowledge of lending regulations and Fannie Mae, Freddie Mac, VA, USDA, PHFA and/or FHA mortgage market guidelines required. Including residential mortgage lending, loan documentation or loan review.
• Excellent communicator, both written and verbal
• Strong organization skills and ability to multi-task
• Attentive to details
• Strong math skills with high degree of accuracy
• Proficient in Word and Excel and able to learn mortgage software
• Aptitude and desire to learn internal policies and procedures and government loan programs

Responsibilities

• Ensuring that mortgage loan documentation complies with state and federal banking regulations.
• Review pre/post close mortgage loan files with a high degree of accuracy while adhering to bank policies and procedures.
• Fulfilling dreams of homeownership.

What This Job Offers

• Job Type: Full-time
• Education Level: High school or GED
• Number of Employees: 1-10 employees