Mortgage Branch Mgr 2

Cornerstone Home Lending•Austin, TX

About The Position

Responsible for the overall profitability by directing sales and business development, ensures that the center achieves its goals and meets operational objectives. Management and leadership duties include employee development, ongoing coaching and performance management. The Branch Manager also prepares for the continued growth of the center recruiting top talent in the market. Assist consumers in obtaining or applying to obtain a residential mortgage loan, including taking residential mortgage loan applications and offering or negotiating terms. Has two or more full-time direct reports.

Responsibilities

Recruit, hire and train top talent in the market
Provide motivation and support to achieve maximum production levels.
Establish and control budget and income goals within company guidelines
Ensure goals and performance standards are met and communicated within the team.
Monitor the quality of loans originated and ensure all loans adhere to compliance regulations with federal , state, regulatory and company policy and procedures
Coach, motivate, train, lead, and conduct performance evaluations
Conduct meetings and presentations with referral relationships
Personally Originate Loans
Take customer loan applications, which includes collecting asset/income information
Analyze customer financial information to determine customer qualification for various loans
Act as a mortgage loan advisor to customer base and discuss available options and products
Monitor and manage work flow to ensure timely closings
Define and manage customer expectations of the loan process
Maintain product knowledge and stay up-to-date on changes to market conditions
Negotiate rates and terms
Establish and maintain relationships with referral sources and respond to and follow up on leads
Market, service, and promote the Company’s loan products