Manager, Specialty Lending

Georgia's Own Credit Union

1d•Hybrid

About The Position

If you would enjoy working in a dynamic environment and are looking for an opportunity to become part of a stellar team of professionals dedicated to service, we invite you to apply online today. This position offers a flexible hybrid work arrangement, allowing employees to balance in-office collaboration with the benefits of remote work. We provide the necessary tools and technology to ensure seamless productivity, whether you're working from home or the office. SUMMARY: This role will support the Vice President, Lending Administration through the management of the Specialty Lending underwriting, portfolio management and daily operational activities. The Specialty Lending Manager will also assist in maintaining applicable policy, documentation, procedures and reporting for all third-party lending relationships managed by the Specialty Lending Group.

Requirements

Bachelor’s Degree in Business Administration, Management, Accounting, Statistics, or related field or equivalent professional work experience.
Minimum of 10 years of banking or financial industry experience in the management of processes and teams specializing in consumer lending, underwriting and portfolio management.

Nice To Haves

Knowledge of financial institution finance and/or operational areas.
Self-motivated and able to work independently with a proven ability to meet deadlines.
Detail oriented and consistent keeper of required documentation.
Ability to work well with others on the team and with other business units.
Strong communication skills both verbally and in writing.
Proficient in MS Office and able to quickly learn various operational and loan related systems.

Responsibilities

Oversee the Specialty Lending Underwriters and daily production and performance.
Oversee daily underwriting, approval and funding process, loss mitigation efforts and QC for loans sourced through third party vendor relationships managed by the group to ensure they follow specified underwriting guidelines, policy/regulatory requirements and other contract provisions.
Assist with analysis/underwriting for purchased loans/sourced loan pools and preparation of credit memos to support and document approval.
Assist with loan pool sales and purchases, and the operational onboarding of new third-party specialty lending relationships.
Manage delinquencies and charge offs of each portfolio.
Maintain required documentation on all third parties, assist with required Vendor Management Assessments, annual servicer reviews and monthly financial/performance reporting on loan portfolios.
Learn/utilize various software systems in daily work activities (Excel, Word, PowerPoint, Nautilus, Outlook, nCino Analytics and various vendor loan operating systems).
Ensure compliance with all Federal and State regulatory requirements and internal organization policies.
Create, update and/or maintain all Specialty Lending policies and procedures.
Maintain a thorough knowledge of Georgia’s Own policies and procedures and trends in the credit union industry.
Perform other duties as assigned.