Liability Claims Specialist II

Creative Risk Solutions • West Des Moines, IA

3d

About The Position

We are looking to add a Liability Claims Specialist to join our Creative Risk Solutions team. This team member will provide high-quality claims handling and expertise for CRS customers, including investigating, evaluating, and resolving auto and general liability claims, potentially involving litigated files. We offer a forward-thinking, innovative, and vibrant company culture, along with the opportunity to share your unique potential, there really is no place like Creative Risk Solutions! At Creative Risk Solutions, we don’t settle for the status quo. We solve problems, build relationships, and take pride in doing the right thing (even when it’s the hard thing). If you're passionate about helping people, being part of something bigger, and bringing your best every day, we just might be your team. At CRS, we invest in curious minds and committed teammates. Through hands-on learning, mentorship, and ongoing development opportunities, we support your growth, wherever it leads. This is a place where you can shape your role and make your mark. We believe great work should be recognized and rewarded. Our 401(k)-profit share is one of the ways we celebrate wins, shared with all employees, no matter where you are in your journey. We take time off seriously. From Celebrate Day (your birthday!) to Volunteer Time Off, Health Matters Day, and paid parental leave, we make space for life beyond the office, because balance fuels our best work. Strong relationships drive strong results. That’s why we put people first, clients and coworkers alike. At CRS, our culture is rooted in respect, collaboration, and real connection. We believe a supportive team makes all the difference, and we work hard to make sure every employee feels that every day. Join us and discover why there really is no place like CRS!

Requirements

• Education: High school diploma; college degree preferred. Technical designations encouraged, such as AIC and CPCU.
• Licensing: Active state specific Life & Health/Property Casualty Insurance agent’s license required or the ability to acquire license within three months of hire.
• Experience: 5+ years of adjusting property and casualty claims. Prior agency involvement preferred.
• Skills & Technical Competencies: Knowledge of both general and auto liability coverages, claims processing procedures, perform complex mathematical calculations, ability to learn multiple state insurance regulations and pass state licensing exams. Understand and apply claims principles, practices, and insurance coverage interpretation for consulting, evaluating, and resolving claims. Contributes to workflows while utilizing resources to deliver a world-class client experience and ensure compliance. Fosters relationships by understanding relevant parties, prioritizing problem-solving, and collaborating to deliver impactful solutions.

Responsibilities

• Review coverage for commercial auto and general liability claims.
• Adjudicate claims, investigate bodily injury/liability claims, and negotiate settlements using "Best Practices for Claims."
• Maintain accurate loss information and establish/maintain reserves within authority.
• Research and respond to questions and complaints from insureds, claimants, agency partners, and carriers.
• Monitor and control litigated claims, ensuring timely responses and protection of insureds' and carriers' interests.
• Participate in claim reviews and Risk Control Workshops.
• Identify and pursue subrogation and report fraud when applicable.
• Train and mentor Liability Claims Specialists I and II.

Benefits

• Paid Parental Leave and supportive New Parent Benefits
• Company paid continuing Education & Tuition Reimbursement
• 401k Profit Sharing
• Generous time off practices in addition to paid holidays
• Supportive of community efforts with paid Volunteer time off and employee matching gifts to charities that are important to you
• DE&I programs
• Consistent merit increase and promotion opportunities
• Discretionary bonus opportunity

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED