Lending Specialist - Residential

Citizens Financial Group•Beverly Hills, CA

11d•$110,000 - $135,000•Onsite

About The Position

Citizens Private Bank has accelerated its strategy to build out Wealth Management, scale Business Banking, grow deposits, and expand in key growth markets. We are looking for talented individuals with a demonstrated track record of delivering a white glove experience to clients that results in long-term client loyalty. Ideal candidates will have a client-centered lending specialist with a commitment to excellence to join their team and drive the loan process. The Private Bank Lending Specialist - Residential supports the Relationship Manager with their loan portfolio with extraordinary care and service. The lending specialist works in primarily operational, processing, and analytical capacities, ensuring a high level of quality control from the loan application through closing process. The Lending Specialist is expected to is an expert on Private Bank lending credit policy, lending origination systems, and regulatory requirements involved in residential lending. The ideal candidate will demonstrate a desire for mastery and a client-centered purpose where they can overcome obstacles and function as a critical team member to create the client experience that creates loyalty for the future.

Requirements

3+ years of residential ending underwriting and loan processes
Demonstrated success working in high net worth, non-traditional loans and underwriting
Strong written and verbal communication skills with high attention to detail
Proficient use of MS Excel is required- pivot tables, macros, formulas and application navigation

Responsibilities

Works closely with RM and client to identify lending needs and solutions.
Performs analysis of client's financials to determine loan eligibility.
After RM handoff, serves as main POC for all internal/external parties to lending transactions while keeping RM in the loop.
Manages end-to-end loan process with clients, internal/external partners from inquiry through post-closing (e.g., presents loan to Credit Officer for approval, locks & submits loans, collects conditions, assists with closing coordination and any post-closing requests).
Monitors pipeline to ensure loan workflow is efficient and meeting closing deadlines.
Maintains a high level of quality control for verifying accuracy of financial and loan documents.