Lending Manager

Shift HR•Charleston, SC

22h

About The Position

As the Lending Manager, you will lead and support a team of Community Development Loan Officers dedicated to helping small business owners access the capital and resources they need to succeed. This role blends team leadership, credit analysis, relationship building, and community engagement, offering the opportunity to make a real difference in local economic development.

Requirements

Bachelor’s degree in Finance, Business Administration, Economics, or a related field from an accredited university.
At least 2 years of experience in commercial banking, business finance, or community development finance.
Strong experience with underwriting, financial analysis, cash flow analysis, and collateral evaluation.
Knowledge of federal compliance reporting.
Excellent analytical, organizational, and time management skills.
Strong attention to detail and the ability to manage multiple priorities effectively.
A passion for supporting entrepreneurs and community development.

Responsibilities

Lead & Coach: Guide and mentor Community Development Loan Officers to achieve individual and team lending goals.
Evaluate & Decide: Review financial and supporting documentation to make sound credit decisions.
Structure Deals: Negotiate terms, develop loan structures, and present proposals to the CLIMB Fund credit committee.
Manage the Process: Oversee transactions from initial proposal through closing, ensuring a smooth and timely process.
Engage Leadership: Interact with board members and present information during monthly meetings as needed.
Deliver Exceptional Service: Communicate clearly with borrowers and manage expectations throughout the lending process.
Support Entrepreneurs: Help develop and deliver technical assistance programs for small business owners.
Analyze Risk: Perform financial, credit, and collateral analysis to support responsible lending.
Ensure Compliance: Maintain a strong understanding of and adherence to internal loan policies.
Represent the Organization: Participate on local boards and support community events to strengthen partnerships.