Lending Assistant

Georgia Community Bank•Roberta, GA

13h

About The Position

Assist loan officers with processing loans and opening accounts. Review submitted applications for accuracy and completion and request additional information or detail as needed. Responsible for the performance of, but not limited to, the following: Main Duties and Responsibilities Review loan documents for accuracy for each loan type Prepare packages with correct and completed documents to minimize collateral exceptions Open commercial and deposit accounts Handle correspondence for lenders, if necessary Transmit wires Provide courteous, professional, and efficient service to customers, on phone and in person Be knowledgeable of all deposit accounts and loan types Update monthly/weekly loan rates Process and close loans when needed Work monthly officer exception report to clear any outstanding collateral exceptions Request financials and other needed documents for loan process Help maintain efficient standards of the department; be aware of department budget; and help to stay within established guidelines Assist officers and co-workers with all aspects of lending. Responsible for complying with BSA policies and procedures

Requirements

Advanced verbal and written communication skills
Advanced interpersonal, customer service, and sales skills
Proficient computer skills
Thorough knowledge and understanding of lending products, banking industry rules and regulations, and the required documentation for obtaining a loan
Detail Oriented: Thorough, observant, and accurate
Active Listener: Listen to understand, focus, and respond thoughtfully
Trustworthiness: Honest, ethical, and transparent
Accountability: Responsive, self-aware, and willing to take responsibility
Sound Judgment: Make thoughtful and well-reasoned decisions
Professionalism: Present oneself and communicate with competency and respect
Stress Tolerant: Ability to manage stress and reactions
Organization: Time management and prioritization
2 years+ banking experience

Nice To Haves

1 year+ lending experience (preferred)

Responsibilities

Review loan documents for accuracy for each loan type
Prepare packages with correct and completed documents to minimize collateral exceptions
Open commercial and deposit accounts
Handle correspondence for lenders, if necessary
Transmit wires
Provide courteous, professional, and efficient service to customers, on phone and in person
Be knowledgeable of all deposit accounts and loan types
Update monthly/weekly loan rates
Process and close loans when needed
Work monthly officer exception report to clear any outstanding collateral exceptions
Request financials and other needed documents for loan process
Help maintain efficient standards of the department; be aware of department budget; and help to stay within established guidelines
Assist officers and co-workers with all aspects of lending.
Responsible for complying with BSA policies and procedures