Lead Community Development Officer
About The Position
The Lead Community Development Officer identifies, solicits, develops, manages, and expands non-profit, for-profit and governmental community development relationships within the Bank's CRA Assessment Areas. Provides loan, deposit, and community services to these organizations to help fulfill the Bank's Community Reinvestment Act requirements. Designs and/or maintains performance analysis dashboards to assess ongoing CRA loan, investment and service performance, assisting in the review, collection, validation and documentation of CRA information and assisting the Bank CRA Officer as needed. Helps formulate and implement the Bank's CRA Plan to ensure a grade of Satisfactory in each CRA assessment area. Serves as the local subject matter expert for all CRA activities in assigned markets.
Requirements
- 5+ years of experience in CRA Compliance with a commercial bank subject to large bank CRA criteria, community development, or nonprofit relationship management.
- Working knowledge of the Community Reinvestment Act (CRA), including community development lending, investments, and service requirements.
- Strong organizational, communication and relationship building skills, with the ability to engage nonprofit, government, and community organizations as well as internal stakeholders.
Nice To Haves
- 7+ years of experience in CRA community development programs, economic development, or financial services supporting low- to moderate-income communities.
- Experience analyzing and managing CRA performance data, including dashboards, reporting tools, and documentation processes.
- Familiarity with complex community development financing structures, such as LIHTC, NMTC, Affordable Housing Programs, or Federal Home Loan Bank products.
Responsibilities
- Proposes components for and assists in the establishment of the CRA Community Development Plan with specifics around calling, market leadership, loan and deposit growth.
- Evaluates the Bank’s CRA performance and collaborates with CRA Officer to shape and refine the program, including recommendations for product enhancements, service delivery improvements, and strategic realignment.
- Leads engagement of EverBank employees in company-wide in opportunities for community development services with nonprofit organizations within assigned markets.
- Facilitates the collection, evaluation, documentation, and organization of all community development lending, investment and service activities. Provides updates and insights to CRA Officer.
- Monitors, maintains, and updates activity and pipeline to provide excellent coverage of community development relationships.
- Demonstrates and maintains an excellent working knowledge of CRA laws and regulations, financing requirements for large multi-family projects, small business loans, low income housing tax credits, new markets tax credits, Affordable Housing Programs and Federal Home Loan Bank Programs.
- Represents the Bank within civic, professional, and community organizations to promote EverBank’s brand, strengthen community presence, and identify emerging development needs.
- Leads outreach efforts for community development lending opportunities within the commercial lending team and provides assistance in structuring the transactions to ensure approval and CRA credit eligibility.
- Communicates with non-profit, government agencies, trade associations, public and private groups and individuals relative to community development opportunities.
- Develops and delivers financial literacy, economic development, and capacity-building programs for community development corporations (CDCs), nonprofits, and community-based organizations.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
1-10 employees
